What are the consequences of credit card overdue for four months

Credit card overdue is a breach of contract and dishonesty, and the consequences of overdue for four months are more serious, as follows:

1. When overdue occurs, the bank will collect default interest on a daily basis, compound interest on a monthly basis, and liquidated damages;

2. The bank will collect money by SMS or telephone, and may even entrust the collection to a collection company. At that time, there may be violent collection, which will seriously affect normal life and work;

3. Four months overdue, the bank has already reported the record of bad credit card use to the central bank's credit information system, and the personal credit information record is bad;

4. If the overdue period is more than three months, the bank may hold the cardholder. Then, the ruling needs to be faced.