Under normal circumstances, ICBC credit card holders can apply to the credit card center for withdrawal after using the card for more than half a year (180 days or six orders). The first withdrawal requires that the card be used for more than half a year, and it is used normally (the average monthly consumption is required to be above 30% of the limit), and there is no bad record in the last 6 months. If one application for withdrawal is unsuccessful, it is recommended to wait at least three months before applying. This will give banks more time to evaluate your credit status and repayment ability, and increase the chances of successful reapplication.