Hello, the opening process of UnionPay debit card for overseas ATM withdrawal: log in to the professional edition, click the horizontal "Account Management"-"ATM and POS Limit"-"UnionPay ATM Withdrawal Function", and open it according to the prompts, or please bring your original valid ID card and a card to any counter of our bank to open it. Note: After the function is enabled, the quota cannot be 0 before it can be used normally abroad. When UnionPay cards are used in countries and regions that have opened UnionPay business overseas, the transaction currency is local currency and RMB is used as the clearing currency.

There are two ways for international debit cards to withdraw money from overseas ATMs: 1, and the "VISA" or "MasterCard" system is adopted, and the function is turned on by default. However, you must manually increase the daily limit of overseas ATM withdrawals of VISA/ MasterCard through online banking professional edition, counter or telephone before you can withdraw money overseas. Note: The transaction currency of international airline is the local currency of the place where the transaction takes place, and the clearing currency is USD. If your account is short of dollars, you can open the function of entrusted foreign exchange purchase; When you open an account and use it overseas, if the balance of the current account in US dollars is insufficient, we will convert the balance of the current account in RMB into US dollars according to your entrustment. 2. To use the "UnionPay" system, you need to open the overseas ATM withdrawal function of UnionPay through the online banking professional edition and the counter before you can withdraw money overseas. Note: The currency of UnionPay routing transaction is the local currency where the transaction takes place, and the clearing currency is RMB.

Overseas, you can choose the card swiping machine corresponding to the card swiping route according to the credit card organization logo on the credit card (such as VISA, MASTERCARD, JCB, American Express, UnionPay), and you don't need to open the card swiping function. UnionPay line credit card is directly settled in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the consumption outside the credit card will be settled in US dollars, if the consumption amount is not US dollars, there will be exchange fees between the two currencies. If you brush the UnionPay line or spend US dollars, there will be no settlement procedures.

If you have any other questions, please visit "Customer Service Online" of China Merchants Bank (website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your attention and support!