1. Modify the repayment time: Under normal circumstances, the credit cards we handle will have a default repayment date, but did you know that this date can be modified manually! Call the customer service number on the back of the credit card , switch to manual service and modify your repayment date. It is recommended to change the credit card repayment time to three days after the salary day.

2. Bind a peer’s savings card: Bind a peer’s bank savings card to automatically deduct fees. If it is bound to a salary card, it is more convenient. Once the salary arrives, the money will be automatically deducted, which is safe and risk-free.

3. Alipay credit card repayment: Alipay credit card repayment function is completely free. It basically supports all credit cards in China, and the payment speed is very fast. Many credit cards can be paid within 2 hours of the same day, and the latest It will also arrive tomorrow and the next day. Moreover, Alipay can not only help repay your own credit card, but also help repay other people’s credit cards, which is convenient enough

4. WeChat credit card repayment: WeChat credit card repayment is also very useful, for those who do not have Alipay For users, WeChat’s credit card repayment function is timely (otherwise, other more difficult methods will be used to repay)

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit limit.

A credit card is generally a special carrier plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there is a chip on the back. Magnetic strip, signature strip. Cardholders can use their credit cards to shop and spend money with special entities and deposit and withdraw cash from banks.

It is said that one day in the 1950s, American businessman Frank McNamara was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call his wife to bring cash. McNamara came up with the idea of ??starting a credit card company because he felt embarrassed about paying the bill at a restaurant. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.