If you take the initiative to apply for card suspension (that is, account cancellation), the bank will ask you to settle all the debts on the card before you can stop the card. Follow-up cards can no longer be used, and must be cut short and destroyed to avoid accidental loss and risk.
The available credit line of CCB is negative, indicating that you have overdrawn the credit line!
A negative balance means that you have no arrears and overpayments.
How to use the credit card of China Construction Bank If the credit card is in normal condition and has not expired recently, you can apply for increasing the temporary or fixed credit card limit and then continue to use it.
Otherwise, after repayment, the amount must be restored to continue to use.
How to inquire about the available credit limit of CCB credit card There are several ways to inquire about the available credit limit of CCB credit card.
First, you can edit the short message with the mobile phone number reserved in CCB: "last four digits of 3 13 # card number" to 95533, which will revert to the available credit card limit and available cash withdrawal limit when sending the short message.
Second, you can use his credit card website, home page "bill integral inquiry"
3. Wechat query: China Construction Bank, query after adding a bound credit card.
Fourth, mobile banking,
Fifth, for online banking, select "Credit Card" and click Bank Management.
The credit card line of CCB is 5000, and the available line is 4902? This means that your credit card has already used 98 yuan. If this is an unused new card, there may be more than one credit card in its name, because the credit line is shared. No matter which card is used, the available credit limit of other cards will also be reduced.
The cash withdrawal limit and available limit of CCB credit card are negative cash withdrawal limit: it refers to the unused cash withdrawal limit.
Available credit line: available credit line refers to the unused credit line in your credit card. The calculation method is: credit line-unrecorded amount-accumulated used unrecorded amount = available amount.
Balance: in credit card inquiry, there is a "-"sign in the balance, which means that your current balance has a balance; There is no "-"sign in the balance, which means that your current balance has been overdrawn.
Can the credit card limit of China Construction Bank be 10000? Generally speaking, it is unlikely.
I hope I can help you. If your problem is solved, please adopt it. Thank you.
Excuse me: the available balance of my credit card of China Construction Bank is +3043. The balance marked with "-"means that there is cash deposit in your card now.
In other words, your cash is 2043 yuan.
But because the available balance is not your maximum limit. Prove that your previous credit card payment unit has not been taken away. Maybe in a few days or at the end of the month.
Hehe, I was also troubled the other day. I called 95533 and just found out. It is said that their online system is a few days behind the actual account operation. It is slow to update.
CCB's credit card has just been repaid 4000 yuan, and the available amount is only over 600 yuan. I wonder how you paid it back. If repayment is made through the CCB channel, it will generally arrive on the same day. If it is inter-bank transfer or third-party repayment, it will take about 2 working days to arrive. The credit card available limit will not be restored until the repayment is received. In addition, the withdrawal limit will be restored the next day after the repayment is received.
The credit card limit of CCB is not enough. How to improve the fixed credit card limit of CCB? Active application is not allowed now. Customers who have used this card are screened by the system and automatically adjusted from time to time. At the same time, if the landlord needs it temporarily, he can try to apply for a temporary credit line.
There are several specific ways to apply for a temporary quota, and the landlord can choose the one that suits him.
First, the telephone self-service voice
Second, online banking-credit card-credit card quota adjustment.
Third, SMS adjustment, the landlord uses the mobile phone number reserved in his home system to edit the SMS "the amount to be adjusted is the last four digits of CCTE# card number" to 95533. (For example, the landlord now has a fixed quota of 10000 and wants to adjust it to a temporary quota of 15000 with a card number of 8888, then edit the short message "ccte # 8888 # 15000". ) If you apply by SMS, the default time for the temporary quota is 2 months.
If the landlord has other questions, you can ask.