Users can check bank card bill details through the following three methods:

1. Cardholders can log in to the card-issuing bank’s online banking and log in to personal online banking with their bank card number and password. , you can see the transaction details in your personal account;

2. Check the details within one year through the self-service machines at bank outlets;

3. Cardholders can bring their ID cards, bank Card, you can apply to print transaction details at the counter of a nearby bank branch.

According to the "Management Measures for the Preservation of Customer Identification and Customer Identity Information and Transaction Records of Financial Institutions": "The customer's identity information shall be kept for at least 5 years, customers' transaction records will be kept for at least 5 years from the year when the transaction is recorded." This means that users can query transaction records in the past 5 years.

:

Bank cards refer to cards issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Credit payment instrument.

Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.

Card types

Generally, bank cards are divided into credit cards and debit cards according to whether they grant credit limits to the cardholders. In addition, bank cards can also

be divided into magnetic stripe cards and chip cards according to different information carriers;

are divided into domestic cards and overseas cards according to whether the issuer is in the country;

It is divided into personal cards and corporate cards according to the issuing objects;

It is divided into RMB cards, foreign currency cards and dual-currency cards according to the account currency.

Debit card

Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions.

Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money.

Specialized cards are debit cards used in specific areas and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). They have the functions of transferring funds, depositing and withdrawing cash.

A stored-value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Credit cards

Credit cards are divided into credit cards and quasi-credit cards.

A credit card refers to a credit card in which the card-issuing bank grants the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later.

A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.

Digital bank card

On August 15, 2020, Baidu, Baixin Bank and China UnionPay launched China’s first digital bank card-Baidu Quick Pass Card.

On August 31, 2020, China UnionPay released the first digital bank card “UnionPay Unbounded Card”.