Credit card showing that the credit card is not credited may cause confusion to users. In fact, this usually means that the bank system has not recorded your consumption on the bill. When you make a transaction using your credit card, the bank takes a certain amount of time to settle the transaction and list the transaction on your statement. If the transaction has not been processed by the banking system and updated on your statement, it will appear as uncredited.

The target groups for China Merchants Credit Card and other credit card applications include various corporate entities and individuals. Unit applicants must have legal person qualifications, and enterprises, foreign-funded enterprises and individual industrial and commercial households can apply. Unit applicants can apply for a main card and multiple supplementary cards to meet the team’s daily credit card usage needs.

According to Article 61 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks", the card-issuing bank is responsible for providing reconciliation services. The bill needs to contain necessary elements such as transaction details and repayment information. These specific details are determined by the bank. and at the sole discretion of the cardholder. Applying for a credit card usually involves filling in a detailed application form, which includes basic personal information, proof of income, guarantor information, etc. You also need to submit copies of relevant documents and credit certificates for bank review.

In short, the credit card not being credited is not a problem, but a stage in the bank's process. Just make sure the transaction has taken place and follow updates from your bank to stay up to date on the status of your account. If there is no credit in your account for a long time, it is recommended to contact the bank to inquire about the specific reasons.