After the bank gives you a comprehensive score, it will calculate an account for you. \ x0d \ x0d \ If your salary is 5K, then they may give you a quota not higher than 5K. Because they have to consider whether you can afford it and not turn it into bad debts. \x0d\ If your company is a public institution and your salary is above 10K, then when your annual income is 120K, they will give you a quota of 50K as soon as you come down. \x0d\\x0d\ If you say that you have 100W in their bank, then this 1% can increase your 1 W limit ... \x0d\\x0d\ I will give you a line that is less than 80% of the total calculation line. For example, the value you calculated can have a limit of 10W. I will give you a 20% discount, and you will get a limit of 8W as a result. \x0d\ generally speaking, it is to take the low instead of the high.