The way to save yourself from becoming a credit card slave is to cut it off mentally, change your consumption habits, refuse blind consumption, and untie credit cards for quick payment. The detailed introduction is as follows:

1. Get rid of the root cause mentally: control desires and improve self-control. Lack of self-control is the most fundamental reason for card slaves. Impulsive spending kills people.

2. Change consumption habits: Reduce the number of credit card swipes and try to use cash for settlement, so that you can deeply feel the extent of the use of money.

3. Rejecting blind consumption is the key: Because they cannot see cash when swiping their cards, many people do not feel distressed and do not consider their repayment ability at all.

4. Unbind credit card quick payment: People who shop frequently online need to pay attention. Nowadays, the Internet is so developed that a mobile APP can unlock quick payment. Without quick payment, you will think carefully when shopping.

Notes:

1. People without financial income, such as students, should not apply for a credit card easily. Even if they do not use a credit card, they still have to bear the annual fee and other items. People who hold credit cards should give up using their credit cards and go through the card refund procedures in a timely manner. Otherwise, various credit card fees and subsequent interest, late payment fees, etc. will lead to personal economic losses and reduced credit, which will affect mortgages, car loans, etc.

2. Canceling a credit card account must be done if you do not intend to continue using the credit card. If the account is not closed, the bank will charge the annual credit card fee annually.