How to make an appointment to borrow money when the Bank of Communications quota is empty? Bank of Communications' "appointment loan" is actually a cash installment business specially customized for users who hold Bank of Communications credit cards and can transfer cash. Cardholders can apply for a pre-loan limit in the Bank of Communications' "Payment Bar", log in to the Bank of Communications APP, then find the "Payment Bar" and then apply. However, it should be noted that the pre-loan limit also includes the original credit limit of the credit card. In other words, if the cardholder wants to apply for a pre-loan limit, he or she needs to have an available limit on his or her credit card. If there is no available quota, you cannot apply. However, there is a special situation, that is, the cardholder currently has a temporary limit. The temporary limit of a credit card can also be pre-borrowed, and the borrowing limit is 100% of the temporary limit.
Does Bank of Communications’ reservation loan account for the quota? Bank of Communications' scheduled borrowing occupies the credit card limit. If there is no limit, or the transfer limit has been exceeded on that day (usually 20,000), then the scheduled borrowing function can no longer be used. In addition, we need to remind everyone that when the amount of the cardholder's scheduled loan is greater than the total amount of the overpayment in the credit card and the available cash amount in RMB, the scheduled loan cannot be used. The above is the sharing of relevant content on "How to make an appointment to borrow money when the Bank of Communications quota is empty". I hope it can help everyone!