It should be possible, regardless of salary. As long as you have a stable work income, pay social security, provident fund and personal income tax normally, and have a good personal credit record, you can basically do it. The amount that can be done is not necessarily large. The basic conditions for applying for a credit card like CCB are: at least 18 to 70 years old, with full capacity for civil conduct; Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit. Generally speaking, the initial credit line of CCB is 2-3 times the monthly income when the card is first issued.
You can get a credit card without a house or a car.
The basic conditions for applying for a credit card are as follows:
Eligibility (application conditions include but are not limited to this, subject to the final review by China Minsheng Bank Credit Card Center):
1. The main card applicant must be at least 18 years old (foreigners, Hong Kong, Macao and Taiwan people must be at least 25 years old), and the supplementary card applicant must be at least 13 years old (children of non-main card applicants must be at least 18 years old);
2. The main card applicant must have a legitimate occupation or a stable income.