You can return it in advance, please contact customer service directly.

1. "Youshiyi" consumer loans are targeted at borrowers who are over 18 years old, have banks paying their wages on behalf of them, and live locally.

2. The average monthly income should be no less than 1,500 yuan, the requirements are low, the loan amount is small, and the maximum loan amount is 50,000 yuan.

3. Youyiyi uses the most advanced SSL secure channel confidentiality technology to ensure that the borrower’s personal information will not be stolen.

4. Completely refer to the strict personal information and bank card security management standards of China, the United States and Europe to ensure user information security. Extended information

For example: Apply for a loan of 50,000 yuan from Xinyidai. The loan term is 12 months. Under the equal principal and interest repayment method, the minimum total loan interest you have to bear is 2,270.77 yuan.

1. Netizen A applied for a loan of 51,200 yuan from Xinyidai. The actual number of borrower periods is 36, and the monthly loan rate is 1.29%, which means the annualized interest is 15.48%.

2. Netizen B applied for a loan of 48,000 yuan from Xinyidai. The monthly interest rate of the loan is 1.74%, which means the annualized interest is 20.88%.

3. Netizen C applied for a loan of 65,000 yuan from Xinyidai, with a term of 24 periods. The monthly loan rate is 2.1%, which means the annualized interest is 25.2%.

Through the above examples, we can find that the loan interest rate of Xinyidai is relatively high. However, the interest rate of Xinyidai has a certain relationship with the comprehensive credit situation of the loan and the loan plan. The specific interest rate must be determined according to each person's actual situation. Generally speaking, the better your overall credit is, the lower the interest rate on Xinyidai will be.

Baidu Encyclopedia-Yalian Finance Easy Loan