Hello, cash advance by credit card will be charged with handling fee and interest (including cash advance by ATM, counter, online banking and telephone of the Bank or other banks): handling fee: RMB 1% for each transaction in China, with a minimum charge of RMB10/transaction, and 3% for each transaction abroad (including Hong Kong, Macao and Taiwan), with a minimum charge of RMB 30/. Interest: Cash advance does not enjoy interest-free repayment. From the trading day, the interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly, that is, the interest generated last month will be recalculated. For example, if the billing date is 12, 2,000 yuan will be withdrawn on February 1 day, and the interest will be charged at 1 yuan every day. If the total interest as of February 12 is 12 yuan, it will be withdrawn from February 13 (.

This means that when you withdraw cash, you will always be charged interest. Until you pay it off.