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I'm going to buy a cat, but it costs more than 4 yuan, and I can only buy it with credit card money. Should I buy it?
after reading your specific description, I don't think we should buy it for the time being. Because if you buy it now, your burden will be heavier, and it is possible that the credit card will not be able to repay the money on time.

once something happens that costs money, you still have to spend money, so you don't have more sources of funds, and the money on hand is even tighter, so don't buy it for the time being. Wait for a period of time and save enough money before you buy it, so that you have no psychological burden.

In fact, there are many things we want to buy in our life. So you have to buy everything you want, so you must be unable to make ends meet. Therefore, we should learn to restrain consumption, try not to buy what we can buy or not, and then buy it bit by bit when the economy at hand is relatively affluent.

and we should get used to managing money. It's hard to accumulate wealth only by wage income, so learn to manage money, so you can have passive income, so you can have more money on hand and buy what you want. Young people should learn to manage money.

the above contents are for reference only. thank you!