There are various types of bank loans, such as real estate mortgages, car mortgages and short-term loans. Regardless of the type of loan, the largest proportion of the loan is used to buy a house or a car. Since the demand is large, the corresponding supply and demand are also large. Take taking a loan to buy a car as an example. There are several ways to collect loans from China Merchants Bank to buy a car.

img src=' /large/19f 90005 EB 746 f 88 de 5a '/

Method 1: China Merchants Bank car loan

China Merchants Bank’s car loan is a specialized A loan to buy a car. The characteristic of China Merchants Bank's car loans is that there are almost no restrictions on car models, making it suitable for most people. Applications for China Merchants Bank car loans require a real estate certificate or loan contract, and there are certain restrictions on the household registration of loan applicants. The down payment for the loan applied by China Merchants Bank is more than 30% of the car price, and the loan term is from 1 to 3 years.

Method 2: China Merchants Bank Credit Loans

China Merchants Bank’s credit loans are favored by the younger generation, mainly for those without property rights. As long as you have good personal credit, a stable job, and a stable income, you can apply for this loan.

Method 3: China Merchants Bank Consumer Loan

To apply for a consumer loan, the applicant needs to provide a property certificate with complete title as collateral. If the house is still under loan, use the loan to repay it, and the amount cannot exceed the existing loan amount. Consumer loans from China Merchants Bank are also a popular loan method, but they are used for a variety of purposes. Many people use loans to buy cars.

Method 4: Installment payment with China Merchants Bank credit card.

China Merchants Bank pays in installments to buy a car. This loan method requires the lender to own local real estate, and unlike a credit loan, it also requires a one-time charge for all processing fees. The threshold for buying a car with an installment loan from China Merchants Bank is not low, and the bank loan interest rate is also high. Lenders who want to get a loan to buy a car through this method should consider it carefully. Related questions and answers: