Can I use a credit card to send red envelopes in WeChat?

Credit cards cannot be used to send red envelopes in WeChat, and credit cards cannot be used to transfer funds or recharge third-party platforms.

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is generally a special carrier plastic card with consumer credit that is 85.60 mm long, 53.98 mm wide, and 1 mm thick. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has Chip, magnetic strip, signature strip.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards are issued by banks and give cardholders a certain credit limit. The cardholders can consume within the credit limit and then repay. A credit card; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the quasi-credit card can be overdrawn within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to credit cards issued by commercial banks or other financial institutions. An electronic payment card with full or partial functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

According to the "Management Measures for the Internet Payment Business of Payment Institutions" issued by the Central Bank in September 2011, "Customers are not allowed to use credit card overdrafts to recharge payment accounts."

Since February 1, 2012, WeChat Tenpay has stopped the service of recharging credit cards to WeChat Tenpay accounts; in August 2012, Alipay also stopped this service; domestic credit cards can no longer be used Then recharge to third-party platforms such as Alipay and WeChat.

Can red envelopes be sent by binding a credit card to WeChat?

Red envelopes can be sent by binding a credit card to WeChat. The specific steps for sending red envelopes are as follows:

1. First open WeChat , click to select the WeChat friend to whom you want to send red envelopes.

2. Then click the select "" button in the new interface.

3. Then click and select the "Red Envelope" button in the new interface.

4. Then enter the amount of red envelopes to be sent in the new interface and click the "Put money into red envelopes" button to send red envelopes.

5. Finally, you can see on this page that the red envelope has been successfully sent.

Can I use a credit card for WeChat payment?

You can use a credit card for WeChat payment, but only for shopping. Showing the payment code to the merchant, sending red envelopes or transferring money is not acceptable.

First log in to your WeChat account and open the wallet with "I" in the lower right corner.

Select "Bank Card".

3. "Add bank card" at the bottom (bind the credit card according to the prompts).

4. After the binding is successful, if you want to pay when shopping, click Wallet → Make Payment.

5. If the merchant has a code scanning machine, the merchant can scan your payment code, or you can click to pay manually.

6. Select credit card as the payment method (if your credit card is gray and cannot be selected, it means that this store does not support credit card payment).

Can WeChat transfer money using a credit card?

You cannot transfer money with a credit card bound to WeChat. WeChat can only transfer money through change or a bound debit card. If you use a credit card to transfer money, it is equivalent to cashing out, so it is not allowed because cashing out by credit card is illegal.

Credit cards bound to WeChat can usually only be used to pay for consumption. In addition to not being able to transfer money, it also does not support withdrawals to WeChat wallets, and when sending WeChat red envelopes, you cannot use the bound credit card to send red envelopes. Therefore, if you want to transfer funds via WeChat, it is recommended to use a debit card bound to WeChat.

How to send red envelopes to others with WeChat credit card

You cannot send red envelopes to others with WeChat credit card. Only debit cards and WeChat change can be used to send WeChat red envelopes. You can start with Just withdraw money from your credit card and then send red envelopes, that’s it.

That’s it for the introduction of whether you can use your credit card to send WeChat red envelopes.