The gold card limit of China Everbright Bank Yanhuang Credit Card is generally 10000 to 50000, and there may be hundreds of thousands of gold cards, depending on the applicant's comprehensive conditions.
Everbright Yanhuang Credit Card is a gold card. Generally speaking, "credit limit" refers to the maximum credit limit approved by the card issuer according to the applicant's credit status and used by the cardholder within the validity period of the card, including permanent credit limit and temporary credit limit. It is a credit certificate given to customers by the bank credit department, and the credit limit of each person varies from person to person.
Annual fee: 200 yuan (free of annual fee for the first year when opening the card).
Credit line: 65,438+0,000-50,000
Interest-free period: 55 days
Withdrawal limit: 50% of the credit limit.
Evaluation on the Use of Yanhuang Credit Card Gold Card in China Everbright Bank
China Everbright Bank Yanhuang Credit Card is the first national brand credit card shared by Chinese people all over the world. It is a credit card that embodies the feelings of Chinese people that blood is thicker than water, and it is also a credit card with comprehensive value-added services such as financial services, business travel services, wealth management services, health services and help-seeking services. "Yanhuang Credit Card" not only provides general credit card credit consumption, cash advance, revolving credit, interest-free repayment and other financial services, but also provides business travel services such as booking air tickets, hotels and giving away high insurance. It can be used by 370,000 merchants and 80,000 ATMs in nearly 20 countries and regions around the world and 700 cities in China.
The annual fee of China Everbright Bank Yanhuang Credit Card Gold Card is 200 yuan, the longest interest-free period is 55 days, and the credit line is 1 0,000-50,000, and the withdrawal amount is 50% of the credit line.
The most affordable credit card gives high travel accident insurance.
You only need to use your "Yanhuang Credit Card" to pay all my transportation expenses or more than 80% of the tour fare, or your above expenses will be paid by another colleague (referring to traveling in the same cabin and the same means of transportation), and you will get high travel accident insurance. Gold cardholders can get up to 6,543,800 yuan of travel accident insurance, and ordinary cardholders can get up to 500,000 yuan of travel accident insurance, which will provide protection for your travel.
Digital products, free to buy.
Business travel service, easy travel.
Yanhuang Credit Card has the function of business travel service. With Yanhuang Credit Card, you can enjoy preferential reservations for nearly 2,800 hotels and more than 40,000 overseas hotels in 230 major cities across the country, air tickets to and from more than 50 major business and tourist cities in China, and travel services such as vacation, group tour, car rental, etc., making your travel more convenient.
Always accompany your credit card SMS transaction to remind you immediately, credit card consumption is more reliable, there is no risk of loss reporting, and there is no worry about losing your card. 48-hour card loss guarantee service to ensure the safety of funds to the maximum extent. Optional password signature, safe and reliable consumption, 24-hour customer service hotline 4008- 1-95595, enjoy thoughtful service.
What is the credit card limit of Everbright Yanhuang?
Everbright Yanhuang Credit Card is mainly aimed at Hongkong, Taiwan Province and overseas Chinese market. Many cardholders are not only interested in the benefits of this card, but also want to know how much they can get by applying for this credit card. Let me introduce you to this problem.
Yanhuang credit card not only has the basic functions of financial services such as credit consumption, cash advance, revolving credit and interest-free repayment of ordinary credit cards, but also provides business travel services such as booking air tickets, hotels and giving away high insurance.
I. Scope of credit line
Everbright Bank provides credit cards such as ordinary cards, gold cards and platinum cards, and different credit cards have different quota divisions.
Generally speaking, the amount of Puka is less than 6,543.8+0,000 yuan, the amount of Gold Card is between 6,543.8+0,000 yuan and 50,000 yuan, and the amount of Platinum Card is above 50,000 yuan. There is no upper limit.
As a credit card issued by China Everbright Bank, this Yanhuang credit card has two types: gold card and platinum card. The maximum amount of gold card is 50,000 yuan, and the minimum amount of platinum card is 50,000 yuan. The specific amount will be analyzed and judged by China Everbright Bank according to the materials provided when you apply. After passing the system score and meeting the card issuing conditions, the card can be issued.
Reminder: If you want to get a high credit card, you need to work hard on financial proof in addition to meeting the conditions for handling the card. The more comprehensive the financial proof you submit, the more helpful it is to get a high credit card.
Second, how to increase the amount?
1. China Everbright Bank will actively adjust the cardholder's credit card permanent limit according to the cardholder's credit history and card usage. If the cardholder needs to apply for adjusting the permanent credit card limit voluntarily, he can call the customer service phone of China Everbright Bank and apply manually.
2. If the cardholder wants to apply for increasing the permanent credit limit of the credit card, in addition to maintaining a good personal credit record and avoiding overdue repayment, he also needs to provide some property certificates, such as real estate license and car license plate, which is helpful for approval.
Everbright huangyan credit card
(The first brush is 654.38+ million points; Enjoy the gift of high insurance)
How much is the gold card quota of China Everbright Bank Yanhuang Credit Card?
The limit is determined according to the individual's comprehensive score, not what kind of credit card must have a large limit.
General restrictions:
(1) Puka is 0- 1 ten thousand.
(2) Gold card 1 0,000 to 50,000.
(3) 50,000 to 5 million platinum cards.
Note: The quota of Puka and Gold Card is 0 to 50,000. There is no annual fee. Platinum card has no annual fee exemption.
Extended data:
security issue
Due to the convenience and rapidity of using credit cards, coupled with the rapid development of science and technology, the security problems faced by credit cards are becoming more and more serious, and major international credit card groups and global card-issuing financial institutions are facing severe challenges. The security problems of credit cards are mainly divided into the following five aspects:
Credit card: criminals or criminal groups use forged or invalid cards (expired/lost/invalid/damaged tapes, etc.). ) pretending to be a real card, directly deceiving merchants or card issuers.
Cardholder: improper card storage/handling (expired/tape-invalid credit cards are not destroyed, or they are not immediately invalid after being lost, etc. ), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.
Consumer merchants: the service personnel swindle the cardholder in the process of consumption, or steal his credit card information to other merchants for consumption. This situation can happen whether it is a physical business or a network virtual business.
Issuer: The computer system has been maliciously invaded, stealing the basic/transaction information of customers. There are also unscrupulous employees who steal from the house, or the evil inside the house.
Trading system and mechanism: as long as it is formulated or handled by human beings, human errors and omissions will inevitably occur; No matter how rigorous the trading mechanism is, with the world-class trading system from confirmation to settlement, it is still possible to be invaded, and the so-called "invasion" is actually divided into levels.