If the credit card has no arrears, you can directly call customer service to cancel the credit card.

To cancel the credit card, you can first call the customer service phone of the bank credit card center with your mobile phone and choose the cancellation service according to the voice prompt. Secondly, you can choose to cancel at the bank counter, bring your ID card and credit card, and fill out the card cancellation application form at the bank. If the credit card has no arrears or overflow deposits after 45 days, it can be successfully cancelled.