Legal analysis: the identification of "illegal possession" of other people's credit cards must be subjective and objective.

Legal basis: Article 177 (1) of the Criminal Law of the People's Republic of China: Anyone who obstructs the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also, or shall only, be fined not less than 1, yuan but not more than 1, yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 1 years, and shall also be fined not less than 2, yuan but not more than 2, yuan:

(1) Holding and transporting a large number of counterfeit credit cards knowingly, or holding and transporting a blank credit card knowingly;

(2) illegally holding other people's credit cards in a large number;

(3) fraudulently obtaining a credit card by using false identification;

(4) selling, buying or providing others with forged credit cards or credit cards fraudulently obtained with false identification.

whoever steals, buys or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

any employee of a bank or other financial institution who commits the crime mentioned in the second paragraph by taking advantage of his position shall be given a heavier punishment.