If you are handling large bank transfer business, you don't need to make an appointment, but the amount you can transfer through different transfer channels is different. Under normal circumstances, the transaction amount of more than 50,000 yuan is a large transfer. As we all know, with the strengthening of bank supervision, it is often necessary to make an appointment to handle large cash withdrawal business, and the cash withdrawal amount exceeding 50 thousand yuan needs to be made before it can be operated.

1 If you go through the transfer formalities through the bank branch counter, the amount is not limited, but there will be a certain transfer fee;

2 If you handle the transfer business through ATM, although you don't need to make an appointment, the ATM transfer itself is limited, and the single-day transfer limit does not exceed 50,000 yuan;

Transfer money through mobile banking, no need to make an appointment. If the user has opened the permission of large-sum transfer, the maximum single transfer loan can even reach 1 10,000 yuan, and there is no handling fee for mobile banking transfer;

For online bank transfer, there is no limit on the amount, but the corresponding transfer fee will be charged according to the transfer amount, up to 50 yuan.

In short, the bank does not need to make an appointment for large-scale transfer, and it may only need to make an appointment for cash withdrawal. According to the regulations, you need to make an appointment with the bank one day in advance if the withdrawal amount exceeds 50,000 yuan. After all, some small bank outlets may not have that much cash reserves.