For example, the car price 1.9 million, 30% down payment, 1.2 installment repayment.
Then down payment = 190000*30%=57000.
Loan amount =190000-57000 =133000.
The amount to be returned in each installment =133000/12 =11083.33.
Installment fee = 133000*4%=5320 yuan.
The landlord can check whether there is a cooperative 4S shop in your local area through his credit card website-installment payment-car purchase installment-cooperative dealer.
For the process, the landlord looks at the picture: