Is it easy to get a Zheshang Bank credit card approved? What are the conditions for applying for a Zheshang Bank credit card?
Is it easy to get a Zheshang Bank credit card approved? According to feedback from card friends, it is usually easier to apply for Zheshang Bank's credit card if the conditions for the credit card are met. Let’s continue to talk about how to check the progress of Zheshang Credit Card application and what conditions and information are needed to apply for Zheshang Bank Credit Card.
Zheshang Bank credit card application conditions:
1. Basic requirements: The main card applicant needs to be over 18 years old, have full capacity for civil conduct, have a legal and stable source of income, and have Good credit record; applicants for supplementary cards need to be 14 years old for annual fees;
2. Necessary conditions: Only residents in my country can apply for Zheshang Bank credit cards.
Zheshang Bank Credit Card Application Information:
1. Proof of identity: Applicants need to provide their valid ID card and a copy;
2. Proof of income: Applicants need to provide supporting documents issued by the unit’s personnel department or financial department and stamped with the company’s official seal;
3. Other financial proof:
If you want a higher amount, Applicants can also provide supporting materials such as self-owned housing, self-owned cars, and bank deposits.
Zheshang Bank credit card application progress inquiry:
1. Telephone inquiry: Applicants can directly call the Zheshang Bank credit card 24-hour customer service hotline: 95527 to inquire about the credit card progress;
2. WeChat inquiry: Applicants can follow the official WeChat account of Zheshang Bank’s credit card, then click “Credit Card” and select “I want to apply for a card” to inquire;
3. Online inquiry: Applicants can enter the official website, click on appointment application, select the credit card online application service, and then check the application progress.
Is the limit of Zheshang Bank’s platinum credit card high? What is the limit of Zheshang Bank’s platinum credit card?
If you have enough ability, I recommend you to apply for a platinum card with Kabaobao, in addition to related In addition to the many preferential policies, the credit card limit is also very attractive. So how high is the limit of Zheshang Bank's platinum credit card? Let's take a look.
How about Zheshang Bank Platinum Credit Card?
Zheshang Bank Credit Card is a standard credit card issued by Zheshang Bank. It can be divided into regular card, gold card and platinum according to the level. Cards; according to type, they can be divided into standard cards, co-branded cards, car cards, etc.
How high is the limit of Zheshang Bank’s platinum credit card?
No matter which level of credit card limit it is, it is determined based on the applicant himself. Take the Platinum Card as an example. The credit limit is higher than that of other levels of credit cards. However, the application will be divided into grades 3, 6 and 9 based on the applicant’s application information. As far as I know, Zheshang Bank’s Platinum Credit Card has the lowest limit. Reaching 1,000 yuan, but most cardholders will get more than 50,000 yuan. How high a limit you can get depends on your overall strength.
Zheshang Bank’s credit card limit inquiry
1. Telephone inquiry:
Cardholders can directly call the Zheshang Bank’s 24-hour credit card customer service hotline: 95527 , follow the prompts to check the Zheshang Bank credit card limit.
2. Online query:
Cardholders can directly log in to online banking, select "Credit Card", then click "Credit Card Management", and then select account information to query Zheshang Bank credit card limit.
Is it easy to get approved for Zheshang Bank’s credit card?
It’s easy to get approved for Zheshang Bank’s credit card.
First, credit card rights are very broad. Which one is better? Not all credit cards of a certain bank are good, but it depends on where your consumption is concentrated, such as daily eating and drinking, online shopping, and business trips. wait. Therefore, there is no specific answer to which credit card is better. Here is a list of some of the better credit cards from some banks. I hope it will be helpful.
ICBC: No. 1 Bank in the World Features: No handling fees for cash withdrawals, fast withdrawals, free SMS reminders for consumption, 56-day interest-free period, and no interest on the part that has been repaid when the repayment is not in full. , points are of little use; credit card recommendation: ICBC American Express Clear Card has a transparent design and eye-catching appearance; free drinks of Internet celebrity desserts such as Starbucks, Naixue Tea, Lele Tea, Manji Desserts, etc., when you spend 999 yuan or more in the month. You can enjoy it the next month; the annual fee is easily waived if you spend 5 times or a total of RMB 5,000; you can accumulate points by binding WeChat, which is suitable for friends who frequently pay with WeChat.
2. China Construction Bank: Card-friendly bank
Features: low application threshold, relatively many preferential merchants, points can be exchanged for miles, no text message notification, relatively short interest-free period 50 days;
Credit card recommendation: CCB American Express Roseme Card
The card has many benefits and a wide range, but you only need to use half of them to make money. Membership of Bicester (Yi Oulai) Shopping Village enhances the shopping experience; free care, 1 moisturizing and locking care, 1 eye care, experience high-end beauty care; group teeth cleaning, 2 people go together for free; 30 Paradise , 2 adult tickets come with 1 child ticket, a great place to entertain children during the summer vacation; try your luck and grab a 30-yuan Starbucks voucher worth 3.7 yuan, etc.
3. Agricultural Bank of China: a bank that is more friendly to the people
Features: many activities, many branches, fast quota increase, 56-day interest-free period, text message reminder, high threshold, low quota, The approval time is longer, points = 0;
Credit card recommendation: Agricultural Bank of China American Express Cute Theme Credit Card
Suitable for pet lovers. The annual fee is waived in the first year, and the annual fee is waived in the following years after 12 visits. You can DIY the card surface and print your master's head on it; or you can choose one of 6 types of card surfaces, including cats, dogs, and ducks. Benefits cover pet-friendly restaurants, pet supplies, pet hotels, and even pet insurance, etc., taking care of all the needs of pets.
Is it easy to get approved for Zheshang Bank’s credit card?
If you are not sure, it is generally easy to pass. In fact, whether Zheshang Bank's credit card review is strict and whether the pass rate is high mainly depends on the applicant himself. After all, "there are a thousand Hamlets in the eyes of a thousand people."
Of course, as a local commercial bank, Zheshang Bank has a relatively low application threshold and a relatively high pass rate. If you want a high approval rate for Zheshang Bank's credit cards, applicants need to meet the application conditions.
What are the application conditions for Zheshang Bank’s credit card?
1. Applicants need to meet certain age conditions: over 18 years old and under 65 years old. Once the applicant's age is outside this range, he cannot apply for a Zheshang Bank credit card.
2. The applicant needs to be a natural person with full civil capacity and a valid identity document.
3. Applicants need to have good personal credit and cannot be late, cash out or have other bad behaviors. Relatively speaking, banks still pay more attention to applicants’ personal credit issues.
4. Applicants need to have a stable job and legal source of income to ensure their ability to repay credit card accounts, and provide proof of employment and income stamped with the official seal of the company.
5. Applicants need to have a certain financial foundation and provide certain financial proof to the bank, such as real estate certificates, car driving licenses, stocks, bonds, bank certificates of deposit, etc. with the applicant’s name on them.
Generally, credit card results are only available so quickly when you apply online. Most bank online applications are approved and rejected within seconds. After passing the preliminary review, when you receive the credit card, you can take the card with you, find an outlet at random, have an interview and activate it, and then you can use it normally. Therefore, generally after passing the preliminary review, there will be basically no problem with face-to-face activation. However, at some banks, it is easy to be rejected during the interview. For example, Everbright and Agricultural Bank of China.
If the processing channel is not online application, then there is generally no preliminary review. Even if there is, you can't see it. Generally, after receiving the card, you can use it immediately after calling or activating the software. However, even if you apply for a credit card online, you will not be able to open the card yourself after you get the credit card. You need to go to a bank branch for an interview, and then you can activate the password and make normal purchases.
The reason is that credit cards must meet the "three personal requirements." The so-called three-person seeing means seeing your ID card with your own eyes, seeing your ID card with your own eyes, and seeing your signature with your own eyes. This is an essential part of credit card application. Therefore, passing the preliminary review does not mean that it is approved. Only after the interview is completed, it is truly approved.
Since the current interview process is very simple, just go through a process, so everyone thinks that as long as the credit card passes the preliminary review, it will basically be approved. But it is true that most banks do the same. If your credit card passes the preliminary review, wait a few days after receiving the credit card, and then take the credit card to any branch for an interview. There are generally three methods of face-to-face visa activation. A teller will help you face-to-face and activate. One is for the lobby manager to verify your ID card with a pad and then help you face-to-face and activate. The other is self-service face-to-face activation, which uses the bank's VTM machine for self-service remote face-to-face activation. No matter what kind of interview it is, it is basically a formality now, but if you ask too many questions, you just need to make sure it is the person you are. So in a sense, passing the preliminary review means that the card is approved.
Is the credit limit of Zheshang Bank high? What is the limit of a standard credit card?
As a credit card, the most important thing is the limit. What is the limit of a standard credit card of Zheshang Bank? Don’t worry, Kabaobao will answer these questions for you.
What is the standard credit card limit of Zheshang Bank?
Currently, Zheshang Bank provides three levels of credit cards: regular card, gold card and platinum card. Different credit cards have different The limit is divided as follows:
1. The limit of Zheshang Bank’s regular credit card is generally between: 1,000-10,000;
2. The limit of Zheshang Bank’s gold credit card is generally between : Between 10,000 and 50,000;
3. The credit limit of Zheshang Bank Platinum Card is generally: more than 50,000.
How to apply for Zheshang Bank VISA standard card? What are the requirements?
The Zheshang Bank VISA Standard Card is a very good credit card and is very suitable for use abroad. Many cardholders are attracted by the benefits of this credit card and want to apply for one, but they don’t know what conditions need to be met and how to apply. Let’s find out together.
1. Application conditions
1. Basic conditions: Any individual who is over 18 years old, has full capacity for civil conduct, and has legal and stable income can apply to Zheshang Bank. Primary credit card. The main cardholder can apply for a supplementary card for individuals over 14 years old.
2. Household registration requirements: All residents in my country can apply for a Zheshang Bank credit card.
2. Required documents
1. Identity documents: A copy of the second-generation resident ID card or military officer ID card.
2. Work certificate documents (please provide any of the following work certificates): valid work permit, original work certificate with official seal of the unit, labor contract, provident fund, social insurance, pension insurance certificate, Income tax withholding certificate.
3. Supporting materials for Zheshang Bank credit card application: self-owned house property ownership certificate, bank savings, bank financial management certificate, own car driving license (copy of front and back).
3. Application process
Finally, fill in the relevant information step by step according to the prompts on the application page, and then submit to complete the application.
4. Application time
Follow Zheshang Bank’s official WeChat account and you can check the card application progress at any time. Generally, it takes about 40 days from submitting the card application materials to getting the card.
After receiving the credit card application materials from various local cities, the credit card center must review and file them. This process takes 15 days. The next step is to make the cards, a process that usually takes two days.
The final step is to mail the prepared Zheshang Bank VISA standard card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.
Zheshang Bank VISA Standard Card
(Six major fees such as text messages are free of charge, tax refund discounts for studying abroad and overseas shopping)
How about Zheshang Bank credit card? Let’s stop talking about the introduction here.