According to the latest version of the legal person name of banking financial institutions published by China Banking Regulatory Commission, as of February 3, 2020, there were 460 banking financial institutions in China. There are more than 4,000 banks, but China Bank is an independent enterprise, and the system is not universal (for example, if you are in CCB, it is not feasible to inquire about your card handling in ICBC). So it's hard to find out how many debit cards you have in your name. Theoretically, only one bank can be checked, but if it is a credit card, it will benefit from the credit information system of the People's Bank of China. Just check the personal credit information report.
The cards of China Commercial Bank are mainly divided into two categories:
1, credit card.
2. Debit card (savings card).
For credit cards, it is easy to query, because credit cards belong to the category of "borrowing" and involve personal credit cards, so in fact, every time a credit card is processed, the bank will enter the personal credit information system and report it to the central bank.
Therefore, to check all the credit cards in your name, please directly log on to the website of Credit Information Center of China People's Bank and print your personal credit information report. On the home page of personal credit report, you can intuitively see how many credit cards are in your name, as well as the processing time, purpose, overdue status, current status and so on!
Banks in China are independent enterprises, and the system is not universal. So it is difficult to find out how many debit cards there are in a person's name. Theoretically, only one bank can inquire.
Credit card inquiry is relatively easy, because any credit card you handle will be ordered to enter the personal credit information system and report it to the central bank. Log on to the website of Credit Information Center of China People's Bank and print personal credit information report. On the home page of personal credit report, you can intuitively see how many credit cards are in your name, as well as their processing time, usage, overdue status, current status and other information.
Because each bank is an independent business system and system, which provides secrets to customers, this information cannot be shared with others. Checks are difficult to check because they cannot be shared. Even if illegal acts are submitted, they will be asked one by one at the beginning. In the end, these are impossible to transfer. Only with certain authority can it be approved.
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