If you lose your credit card, you must report it in time. During the loss reporting period of a credit card, you can bring your personal ID card and other materials to the issuing bank to report the loss of the credit card and freeze the credit limit in the card. After reporting the loss, a new card should be reissued in time.

Supplementary information:

I. Processing flow after loss reporting of credit card:

1, telephone reservation. After the credit card is lost, you can call the customer service phone of the bank first and report the loss of the credit card to the bank according to the voice prompt. The purpose of this is to prove to the bank that the expenses incurred after the credit card is lost are generated by the stolen credit card, not the expenses incurred by the cardholder because of consumption.

2. Apply for loss reporting. Be sure to find a time to report the loss to the bank as soon as possible after the telephone appointment, otherwise it will be recognized by the bank as an act of evading debts (repayment). Prepare cash, mobile phone, ID card, card handling information of credit card, card issuing information of credit card, etc. , and then fill in the report loss application form at the bank outlet to apply for credit card report loss.

3. report the loss. The bank checks whether the applicant's identity information is consistent with the card information. After successful verification, the bank charged the applicant a loss reporting fee ranging from 20 yuan to 60 yuan, and began to handle the loss reporting procedures.

4. reissue a new card. After reporting the loss, the bank will generally continue to reissue a new credit card for the cardholder.

Credit cards generally have passwords, and it takes some time to crack them. Therefore, even if it is discovered by others, it will not directly cause economic losses to the credit card owner. However, in the process of using credit cards, there will be some extra expenses, such as annual fees and overdue interest. If you don't report the loss in time, these expenses will accumulate and cause great repayment pressure to the card owner. Most importantly, if the credit card is overdue, it will also produce bad credit records, which will affect the handling of banking business such as loans.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.2.2

Second, the credit card cancellation method:

1, the simplest method: phone logout.

It is very easy to call the official customer service phone of the bank to cancel, but only if your credit card has no record of arrears.

The safest way is to report the loss first and then cancel it.

Because many banks have provisions in their credit card articles of association, the cardholder shall bear the losses caused by the loss of the credit card before the report of loss, but the cardholder shall not bear the losses caused after the report of loss takes effect.

3. Credit card cancellation in different places

Sometimes, due to business trips in different places or other things, can I cancel my credit card at this time? Of course, if the bill on your card is paid off, or there is no other business, you can go through telephone banking.

4. Cancel the card at the designated place.

There are still a few banks that need to cancel their credit cards at designated locations. It should be noted that after canceling your credit card at the designated place, it is best to call to confirm whether the card cancellation is successful.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.2.2

What if I lose my credit card?

If the bank card is lost, the first thing to do is to call the customer service phone of the bank, go to manual service and apply for temporary freezing. The temporary freezing time is 7 days. During the freezing period, the funds in the card cannot be transferred out, but can only be transferred in. You can officially report the loss at the bank outlet within 7 days. If you want to know that your bank card is lost, you can call the customer service directly to ask the customer service staff, who will inform the bank under the cardholder's name after confirming the identity; If the mobile banking has been bound, you can inquire in the personal account of the mobile banking; There are also some bank cards that have been bound with third-party payment software, and you can query the bound bank cards in the third-party personal account. After the bank card reports the loss, it will get a new card, and there are generally two situations for a new card: changing the card without changing the number and changing the card number; Changing the card without changing the number means that the new card is the same as the previously lost bank card, which is also called changing the same number card or changing the same number card; Changing the card number means that the new card is different from the previous one, which is also called changing the number and changing the card. No matter whether the card is changed or the number is changed, the funds and various businesses in the account are unchanged. After the new card is issued, it is necessary to check whether the funds in the account are accurate in time. It should be noted that if the credit card is lost, the consequences will be more serious. Some cardholders don't set a consumption password, that is, they use their credit cards to directly swipe their cards to sign when shopping. If someone else finds it, it is likely to cause the loss of funds. Therefore, after the credit card is lost, the first thing to do is to call to report the loss temporarily; Savings cards are different. No matter what kind of consumption, the savings card needs a password, but it should be reported in time after it is lost. It takes about 15 days to reissue the lost credit card, because the bank needs time to make a new credit card. Bank cards are very important to everyone. It is recommended to keep it properly after use to prevent personal information from being leaked and funds from being stolen.

What if ABC loses its credit card?

Hello! If your credit card is lost, you can report the loss through the following channels:

1. Zhang Yin: Please log in to Zhang Yin APP, click "Home → Credit Card → Card Manager → Report Loss and Replace Card", select the credit card to report loss, enter the mobile phone number and verification code, and click "Next" to report the loss successfully.

2. Online banking: Please log in to personal online banking, and click "Credit Card → Settings → Loss Reporting and Replacement Card" to apply for loss reporting and replacement of credit card.

3. WeChat: Please pay attention to the official account of "Agricultural Bank Credit Card" WeChat. After binding the credit card, enter "Manual" and transfer it to Teacher Kaka to handle the card protection business for you.

4. Customer service hotline: Please call our 24-hour credit card center customer service hotline 4006695599 (please call 02161195599 in areas where 400 is not available, and 86-21/overseas.

5. Counter: Cardholders are requested to bring their ID cards to the outlets of the Agricultural Bank of China to handle the loss reporting and card replacement business.

Tips:

1. Once the loss reporting business is handled, it will take effect immediately and be irrevocable.

2. 50 yuan needs to pay the loss report fee from your account (special cards such as Platinum Card are free). We will bear the economic losses caused by the fraudulent use of your card after the loss report takes effect, and mail a new card for you in time.

After reporting the loss, we will reissue a new card for you free of charge, and the new card will be sent to you by registered mail. If you want to get a new card as soon as possible, you can apply for EMS express. Express business needs to pay the emergency handling fee for each 20 yuan from your account (special cards such as Platinum Card are free).

If you lose your credit card, you can do the following:

1. Card protection: We can temporarily add card protection for you. The temporary freeze is valid for 7 days, when it will be automatically thawed.

2. Reduce the limit: In addition to card protection, you can also choose to reduce the limit of your own card. There are still some risks in using cards to protect and reduce the limit. Before reporting the loss, you still have to bear the risk yourself. In order to ensure the safety of your funds, if the card is confirmed lost, please report the loss immediately.

3. Report the loss: You can report the loss through our personal banking APP, official WeChat account of "Agricultural Bank Credit Card", personal online banking, customer service hotline 4006695599, counters and other channels.

(Answer time: September 2022 15. In case of business changes, please refer to the actual situation. )

What if I lose my credit card?

After the credit card is lost, it should be reported to the relevant bank in time to prevent the credit card from being stolen by others. Generally speaking, there are two main ways to report the loss of bank credit cards. If you lose your credit card outside, the best way is to report it directly to the bank, but remember to bring your ID card.

An easier way is to call the bank's 24-hour customer service hotline to explain the situation and apply for loss reporting. It should be noted that the loss reporting fee in 50 yuan is payable.

Extended data:

Precautions for credit card use:

When using a credit card, you should return it in time, and never affect your personal credit information, otherwise it will affect your future loan to buy a house or other loan business.

In addition, don't deposit money in a credit card when using it. It's no use putting money in a credit card.

Finally, pay more attention to the points redemption activities launched by the card bank, so that you can also exchange some household items.