What is the probability of a high-quality customer of China Construction Bank applying for a credit card?
There is no clear standard for this, but since they are high-quality customers, the probability of applying for Xiali should be very high. , you may need to apply several more times. What is the credit card limit for high-quality customers recommended by the CCB system? Is it a regular card or a gold card? Thanks.
Generally speaking, it is an ordinary card. The specific limit will be determined by the credit card department when applying for the card. There is no way to know when applying for the card. I am a two-star customer of China Construction Bank. I am considered a high-quality customer. How long does it take to process a credit card audit
It takes 15-20 days to submit the application, electronic review, interview, interview, and activation.
During the interview, some previous questions will be asked, all about personal information and work. Information will generally pass. Credit cards issued by high-quality customers of China Construction Bank generally have a certain credit limit.
My 50,000 yuan. Is there a high chance that I can go directly to China Construction Bank to apply for a credit card?
China Construction Bank has the lowest threshold for applying for a credit card. The chances are much greater than other banks.
Hello, I have no deposits in China Construction Bank, but I have become a high-quality customer. I can apply for a credit card, but I don’t know how to apply for it.
There are no restrictions on the types of cards. You can choose a suitable one based on your personal preference. Just use your own credit card. Currently, you can apply through the credit card website, apply for a card via mobile banking, apply for a card via WeChat, or apply for a card at an outlet. If you apply on a credit card website and apply for a card as a "new customer" without online banking shield verification information, it will take up to 10 working days for the audit. If there is verification for the online banking shield, it will take up to 5 working days for the audit. When applying for a card through mobile banking, the audit time is 1-2 weeks at the fastest. Apply for a card via WeChat and the audit will be completed within 5 working days at the earliest. If the poster can provide some proof of financial resources, such as real estate or car ownership, this will be helpful for the card audit. You can apply at the branch. The card audit time is about 20-25 working days. My Jianshe credit card is a credit card with a credit limit of 5,000, which the counter told me was a high-quality customer. Does anyone know?
What are the precautions for applying for a credit card?
Things to note when applying for a credit card:
1. The credit card limit approval process is carried out by multiple people and multiple steps in the bank’s dedicated department, and the score will be based on the overall situation of the applicant. The scoring criteria include many aspects: the applicant's bank credit record, the nature of the workplace, age, marital status, position, income, real estate, cars and other assets. If you can also prepare the following materials when applying for a credit card, it will definitely improve the efficiency of card application and increase the credit limit for credit card approval: photocopy of driving license, photocopy of real estate certificate, large deposit certificate, stock fund, certificate of valuable assets, Photocopies of credit cards from other banks, etc.
2. The office phone number left when filling in the application form must be a valid fixed phone number, and someone will answer it. The bank will simply ask questions during the return visit, for example, does the unit have this person and what position it is. The application form must be filled in and signed truthfully. The bank will ask questions about several items in the application form during the return visit, such as home address, whether you are applying and signing in person, etc.
3. After applying for a credit card and visiting the bank, you will enter the card production process. During this period, you can call the bank’s customer service number to check the progress and limit of the card application. The credit card will be sent to your home or work address by registered mail. After receiving the card, you need to call the bank to activate the card (the activation steps are detailed in the letter). Except for a few credit cards that are completely exempt from annual fees, most credit cards have annual fees. Generally, if you swipe the card an average of 6 times, the annual fee will be waived.
4. It is free to apply for bank credit cards, but the more credit cards you apply for, the better. Applying for too many cards will affect the application of new cards and credit limits. It is recommended that the number of applications should not exceed 3.
The maximum for ordinary cards is 50,000.
If my answer is helpful to you, please accept it! If the answer is not clear, please continue to ask or send a private message! How to check whether Jianshe Bank Card is a high-quality customer
Just bring your ID card and bank card to a bank branch to check
For high-quality customers, banks usually have a recommendation form for applying for a credit card. The initial amount depends on each person's asset status. How much deposit is needed to become a high-quality customer of China Construction Bank
The level of economic development in each region is different
The requirements for asset status are also different
Generally, if you purchase one million financial products, you can become a high-quality customer and apply for a gold card
Deposits can be withdrawn at any time, which is just one aspect to consider