Hello, I am happy to answer your question. According to your question description, the credit card is on the overdue blacklist and the village has dividend money. Will the bank deduct the money? The bank will definitely deduct it because your credit card has expired. If your dividend money is transferred to the same bank's savings card, it will be deducted. If you have been overdue and been sued and reported as a dishonest person and entered the blacklist, then the assets under your name will be deducted. It might be frozen by the court, and you won't be able to use the dividends. You'll definitely have to use them to repay the loan.