Yes, but you have to go to the bank to confirm the information. Some banks do this. Finally, please be careful not to spend blindly!
If it is determined that the call is from ICBC, then it means that you are a relatively high-quality customer of ICBC. So when people call you to invite you to apply for a card, the approval rate is usually very high.
There is also a situation where a third-party platform or salesperson calls you, and it’s hard to tell how easy it is to get your card approved simply for performance reasons.
As for whether the information will be leaked, in fact, now whether we have deposited money in the bank, or recently bought a house, car, etc., the corresponding industry will call us. We have almost no privacy, so it's not surprising.
There are three normal reasons for being invited to apply for a credit card:
First, being invited by the bank: because the bank’s flow or materials and other information are judged as high-quality customers by the bank, this is congratulations. Yes, the caller number is the bank's landline number 95588, or 4006695588, and the card application approval rate is 100%;
Second, being promoted by a salesperson: These are usually calls from card application salesmen, calling you Submit the information to apply for a credit card, and they will get a commission after the application; normally it will not be an official phone number; the pass rate depends on your qualifications, which is the same as applying for the card yourself; if it is a door-to-door application from the bank's credit card department, the pass rate will be higher Some;
Third, scammers: these are those who defraud customers’ information to make illegal profits; three types to focus on;
What customer service calls to promote belongs to online applications and credit cards applied online. Activation requires going to a bank branch to activate, which is quite troublesome. For branch activation, you have to answer questions. If you answer incorrectly, it will not be activated. It is best to go to a credit card salesperson or go to a bank branch to apply directly. It is reliable. It just tells you what the credit card they apply for you looks like. It’s just a credit card. The bank may ask you to apply for a credit card with an annual fee, so you will pay the annual fee. I’ll also give you a card, which benefits both parties!