Where is the car wash point for Yichuan CCB Credit Card? Is it possible to pay extra for washing the car?
If you have a CCB car card, you can get car washing at a discount if you meet certain conditions. As for the car wash situation, I saw this on the CCB website: "Car card customers who swipe the Dragon Card car card and meet certain conditions can enjoy a weekly preferential car wash service at designated car wash outlets. When the retail price of the car wash service is equal to or lower than 15 Yuan, customers can enjoy car wash services without paying a fee; when the retail price of car wash services exceeds 15 yuan, the excess amount will be paid by the customer using car card points (the exchange ratio is 4‰, that is, every 1,000 points is exchanged for 4 yuan), and the points If the balance is insufficient, use cash to pay.”
In other words, if the car washing fee at your local car wash station is less than 15 yuan, you do not need to pay additional fees. If it is more than 15 yuan, the excess amount will be 0. Points are deducted. If you don’t have points, you have to pay cash. For example, if the car wash fee at your car wash here is 20 yuan, then you can use 1,250 points to pay for the extra cost. As for where your local car wash locations are and how the fees are charged, it is clearly written on their credit card website, so you can check it yourself.
You can log in to the CCB credit card website and select "High-end Products" on the page. If you click on the car card with the "auto" logo on the black card on the far right, the CCB car card page will pop up. . Then you select "National car wash outlets and point-based oil change methods" in the upper right corner, and a page will pop up. Then you can select your province and city. After the page pops up, you can click on the car wash outlets to query. Here is the car wash The charging information of the car wash is very clear. Take a look at it yourself and choose a car wash that is not far from you and where you can wash the car without adding money or points.
Henan Rural Credit Cooperative’s new method of group card issuance: 6 rural commercial banks under its jurisdiction can apply for credit cards
In early June, Henan Rural Credit Cooperative officially released its credit card brand, and the first batch of farmers participated in the issuance of credit cards. There are six commercial banks, namely Zhongmou Rural Commercial Bank, Xinzheng Rural Commercial Bank, Lankao Rural Commercial Bank, Luoyang Rural Commercial Bank, Yichuan Rural Commercial Bank, and Taiqian Rural Commercial Bank.
The current application channels are the business outlets of the above-mentioned six rural commercial banks. The reporter called the customer service of Henan Rural Credit Cooperative and said that customers need to fill in the paper application form at the bank counter, and the online application channel is not yet open.
Information shows that Henan Rural Credit Cooperatives received credit card license approval from the Henan Banking Regulatory Bureau in September 2017. The credit cards issued this time include regular cards, gold cards, platinum cards, and diamond cards. , a unified brand credit card with comprehensive functions such as consumer payment, installment payment, transfer settlement, cash deposit and withdrawal, and flexible credit extension.
Wang Yong, Secretary of the Party Committee of Henan Provincial Credit Cooperatives, revealed to the media that Henan Rural Credit Cooperatives *** have 139 legal entities and 5,202 business outlets. As of the end of April 2019, the balance of various deposits reached 1.43 trillion yuan, accounting for 20.84% ??of the province's banking financial institutions; the balance of various loans reached 868.9 billion yuan, accounting for 16.92% of the province's banking financial institutions. It is the largest and largest bank in the province. It is a local financial institution with the largest number of institutions and the widest service area.
Industry insiders told reporters that the issuance of credit cards by financial institutions in rural areas can supplement the shortcomings of small consumer loan products. However, considering that the risks are controllable, it is expected that in the early stage, it may still only provide stable income to urban areas. Cards are issued to the crowd.
At the beginning of this year, the China Banking and Insurance Regulatory Commission issued the "Opinions on Promoting Rural Commercial Banks to Adhere to Their Positioning, Strengthen Governance, and Improve Financial Service Capabilities", requiring rural commercial banks to focus on serving local areas and, in principle, not operate outside the county (district) or business outside the county (district). Do not cross counties (districts).
“On the one hand, regulatory policies restrict the geographical scope of small and medium-sized banks’ operations, causing the credit business of city commercial banks and rural commercial banks to be subject to varying degrees of regional restrictions; on the other hand, they also demarcate ‘service small businesses’ for small and medium-sized banks. "Micro, continue to sink" tone, city commercial banks and rural commercial banks are able to compete with large banks with policy support. "The "Research Report on Fintech Development of Small and Medium-sized Banks (2019)" points out that city commercial banks and rural commercial banks are both in regional competition. It has advantages but also has its own shortcomings in development.
The report was jointly written and released by the Internet Finance (Shenzhen) Alliance of Small and Medium-sized Banks, Shenzhen OneConnect Intelligent Technology Co., Ltd., and Accenture (China) Co., Ltd.
According to a recent report released by One Zero Think Tank, the balance of personal loans of rural commercial banks has increased year by year. As of the end of 2016-2018, the compound annual growth rate (CAGR) of personal loan balances of listed rural commercial banks exceeded 10. Among them, Sunong Bank and Zhangjiagang Bank had the fastest growth, with CAGRs of 59.75 and 45.13 respectively. Personal loans are an important component of total loans, accounting for one-third. Among the listed rural commercial banks, the top three personal loan ratios are: Changshu Bank (51.02), Chongqing Rural Commercial Bank (34.96) and Qingnong Commercial Bank (27.56).
However, for financial institutions in rural areas such as rural commercial banks, risk control is still a difficult problem in personal loan business. Problems such as imperfect credit records, poor credit awareness, and unstable personal income are aggravating The difficulty of risk control in retail loan business has been reduced.
First quarter data from the China Banking and Insurance Regulatory Commission shows that the non-performing ratio of rural commercial banks has reached as high as 4.05, far exceeding the industry average of 1.80.
The "Research Report on Fintech Development of Small and Medium-sized Banks (2019)" believes that the main problem of risk control of small and medium-sized banks is that because regulatory regulations mainly require pre-lending compliance operations, small and medium-sized banks mainly invest technical strength in In the fields of credit rating, anti-fraud, anti-fraud, etc., insufficient attention is paid to risk control during and after the loan, resulting in a lack of monitoring during the loan and a relatively high rate of lost contact in collections.
At the same time, many rural commercial banks are also actively accelerating cooperation with financial technology companies to improve their capabilities in marketing, risk control, data and other aspects. Among the rural commercial banks that have disclosed annual reports, Sunong Bank has cooperated with mutual financial companies such as JD Finance, Tencent WeBank, and 360 Finance to pilot an intelligent business model and integrate online and offline to form online traffic, online and offline *** A financial ecosystem with the same services. Chongqing Rural Commercial Bank cooperated with Ant Financial to introduce the Ant Shield Risk Brain intelligent risk control system into its "smart bank". Heilongjiang Rural Credit Cooperatives Union has cooperated with OneConnect to develop cloud electronic accounts, mobile banking, and direct banking. They have used them on a trial basis in subordinate corporate banks and gradually promoted them, adopting financial technology means to enhance traditional banking service capabilities.
Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.
Where is the Ping An Bank in Yichuan County
If there are no bank branches for the time being, the distribution of bank branches can be checked through the following methods:
1. Download the Pocket Bank APP , Credit card--more--card services--branch map, query;
2. Click on Ping An Bank branch query.
Longka Yichuan Car Wash Point Inquiry
You can check it through the CCB credit card website
The specific path is: Home Page - Card World - Car Card (far left) That picture) - National car wash outlets and point-based oil change method query (top right) - Select your province and city (Henan Province) -
"Longka Car Wash Car Wash Network Query" click to view - You can check it after downloading the form
How do I apply for an Everbright credit card when I work in Yichuan?
Applicants can just wait at the counter of a local bank branch to apply for a credit card with their ID card and proof of work income. It is recommended that Providing property certificates such as garages and garages when applying will help increase the limit.
Where can I apply for a credit card in Yichuan County?
Hello, my friend wants to apply for a credit card. It depends on what kind of credit card you need. All major banks can apply for it. As long as he goes to the bank, he has a credit card
Yichuan Credit Card Let’s stop talking about the introduction here.