Credit card (debit card) overdraft is the so-called credit card (debit card) overdraft, which can be used by swiping a credit card (debit card) or withdrawing cash. The specific withdrawal method is as follows:

1. Cash withdrawal through ATM/ counter: insert a credit card (debit card) into an ATM machine that supports credit card cash withdrawal, and then follow the page prompts to withdraw cash; You can also go to the counter and ask the staff to help you withdraw cash;

2. Cash withdrawal through mobile banking/online banking: find the relevant page of credit card (debit card), and then follow the page prompts to withdraw cash.

If you don't want to take out the overpaid part, you can also directly swipe your credit card (debit card) to spend the overpaid part.