How about Hua Xia Bank Credit Card?

Introduction to Hua Xia Bank’s credit card system:

1. Hua Xia Bank’s credit card system is very weak. It has issued less than 40 cards, most of which are fake cards with face-blind cards. Features, in short, there are only Lufthansa and HNA airline cards, gift cards are only JD White Cards, there are also some card-like audio and video cards, no hotels, no travel cards, nothing, it seems to be living a peaceful life.

2. Chinese characteristics.

1) Easy to remove the card. China is still seeking development, so it is easy to get stuck, and it doesn't mind it too much.

2) It is not easy to improve. There is a fixed promotion opportunity every six months, but to be honest, the quota in China is difficult to mention and unpredictable. A few selected people can easily increase the amount, and most people die from drought.

3) Interest-free period. The maximum interest-free period is 51 days.

4) Temporarily toxic. During the period of use of the temporary quota, the fixed quota cannot be adjusted, and the temporary range is small. The 10% temporary quota is angry. The temporary quota can generally only be supported for one month, which is not worth mentioning.

5) Risk control is loose. Don't be too cruel, your body will be empty, reduce your panic, just drop as much as you like, this is the feeling of being cut to pieces by a thousand cuts.

6) Grace period. There is a 3-day grace period every month, and repayments can be credited to your account before 19:00 on the last day of the grace period. If the loan is not repaid beyond the grace period, the credit check will be overdue.

7) Low card entry threshold. Although they make fun of China, the threshold for promotion in China is low. Some cards have minimum limits. For example, the provident fund payment base is 5K. If you pay for three months, you can be promoted to honorable white, and the annual fee is easily waived. 3. Application channels.

1) Apply online. Including public accounts, official websites and APPs. It is generally not recommended to apply online.

2) Knock down the line. Submit your credentials and flex your muscles. It's time to show your true strength.

4. Head-up method.

1) Improve Katia. There is a chance of a flop every six months. The probability of a flop varies with the size of the range. China's biological cubs are raised quickly and the range is large. Most people can only wait for puti. If you want to raise money, you must swipe your card frequently. Improper consumption will affect the amount; participate in more activities. In the moderate stage, overseas consumption will ebb and flow.

2) Curved forehead lift. The lowest limit platinum card is recommended, UnionPay White is 10,000, HNA White is 15,000, Honor White is 30,000, HNA Diamond is 100,000, HNA Diamond has an annual fee. If your conditions can be met, you can recommend Huayi Gold, and UnionPay White will be issued up to 100,000. , not the annual fee type. China has morals and we can do it. 3. China’s well-deserved credit card. The only cards that Huaneng plays are Glory and HNA, but in order to enrich this article, it can only play from the low to the high, alas.

Development information:

1. Smooth white

Smooth white step 5K, no annual fee to brush; free 3W, annual fee 50,000 points. When the monthly non-refueling transaction score reaches 1K, 2% refueling will be refunded, up to 20 yuan/month; the free flow Zunzhang Baiyue non-refueling transaction point exceeds 2K, refueling will be refunded 6%, up to 60 yuan/month; the MCC of the refueling provider is 5541/ 5542 is China’s warm-warming campaign.

2. UnionPay White. Officially, it says the starting price is 10,000, but the card says it starts at 15,000, with no annual fee and no benefits. Conditions: Social security for 12 consecutive months, with a payment base of more than 5K; provident fund payment has been paid for 3 consecutive months with a payment base of more than 5K; mortgage for 12 consecutive months, with monthly repayments of 5K or paid off; car loan for 6 consecutive months And the loan amount is more than 100,000 yuan or has been settled; salary agency or other services required by the bank.

3. Hainan Airlines Card. The annual fee for Gold Card and Platinum Card is waived, while the annual fee for HNA Diamond Card is 5K, which is slightly more expensive. HNA White starts at 15,000, and HNA Diamond starts at 100,000. New activity, HNA Bai and HNA Drilling Conditions will give you 150/3000 HNA miles. Hainan Airlines offers 10 2-hour airport parking for 1 yuan or 3 48-hour airport parking for 1 yuan.

HNA Drilling, unlimited expert outpatient registration and accompanying services; enjoy 30% preferential service with HNA VIP Gold/Silver Card; 10 airport express security checkpoints; 10 free airport lounge visits; 4 airport transfers; unlimited 1 yuan airport Hours of parking or 1 yuan for 48 hours of airport parking; free parking at N Hotel; VIP treatment at Shanghai Disneyland, no need to rummage for food? HNA Drilling Conditions: HNA Platinum Member; civil service cadre at section level; police officer at superintendent level or above;

What about Hua Xia Bank Credit Card?

Hua Xia Bank Credit Card is a credit card with both advantages and disadvantages. .

Its advantages include a longer interest-free period, flexible repayment methods, many credit card promotions, many credit card value-added services, and a slightly lower application threshold. Its disadvantages include strict risk control and bank service outlets. Less, notification SMS charges, etc.

However, each bank’s credit card has its advantages and disadvantages. As long as the advantages outweigh the disadvantages, it is enough for the user. In addition, when users apply for a Hua Xia Bank credit card for the first time, try to choose a card with a low level. , which can not only increase the pass rate, but also help increase the actual card amount.

Extended information:

The information required to apply for a Huaxia Bank credit card is as follows:

1. Under normal circumstances, you only need to provide your ID card and a copy, but If you are an officer, you need a military ID.

2. Education certificate

3. Documents proving work and income: The original work certificate or income certificate issued by the unit must be stamped with the official seal of the unit, the seal of the human resources department, or the financial seal.

4. Proof of financial resources: income tax withholding certificate, self-owned property certificate, self-owned vehicle certificate, ICBC time deposit certificate, etc.

I would like to ask what are the advantages and disadvantages of Hua Xia Bank's credit card

Advantages of Hua Xia Bank's credit card:

1. The interest-free period is up to 50 days;

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2. Flexible repayment methods, including full repayment, installment repayment, and minimum repayment amount;

3. There are many credit card promotions, including point gifts, installment rate discounts, and credit card standard gifts. etc.;

4. There are many value-added services, such as flexible installment, easy payment, insurance value-added services, etc.;

5. The application conditions are loose and the quota is strong.

Disadvantages of Hua Xia Bank Credit Card:

1. Risk control is strict and the card is easy to be frozen;

2. There is a fee for activating SMS notifications;

3. You can only apply to cancel your credit card by calling customer service.