What is CITIC Bank credit card cash advance?

Cash advance refers to credit card transactions in which cardholders and their supplementary cardholders use CITIC Bank credit cards to withdraw cash or make transfers at bank counters or ATMs or other transaction methods approved by the Bank. Behavior.

What is the cash installment limit of CITIC Bank credit card? How to check the available loan limit?

CITIC Bank's credit card cash installment is very popular among CITIC Bank's businesses. This business has many customers, and many people will apply for this business to solve their daily consumption problems. Regarding this business, what people are most concerned about is how much they can borrow. So, what is the cash installment limit of CITIC Bank credit card? How to check the available loan limit?

What is the cash installment limit of CITIC Bank credit card?

CITIC Bank’s credit card cash installment is a large-amount cash advance loan service, and its limit is naturally not low, up to 300,000 yuan. Generally, when people apply, they need to apply for an integer multiple of 1,000.

How to check the available loan limit?

1. WeChat Inquiry

You can follow CITIC Bank’s WeChat public account, then find the “Apply for Card Installment” button in the menu bar of the public account, click it, and then select “I "I want cash", you can check your available borrowing limit on the "I want cash" interface.

2. Mobile Banking Inquiry

You can download CITIC Bank’s mobile banking app on your mobile phone, which is the “Dongka Space” APP, then log in to the APP and click on the menu bar at the bottom of the homepage "Ai Shopping", then select "Loan Installment" on the "Ai Shopping" page, and then you can find out how much you can borrow on the "Loan Installment" page.

The above is the answer to "What is the cash installment limit of CITIC Bank credit card? How to check the available loan limit?" CITIC Bank's credit card cash installment business limit can reach up to 300,000, but the details still depend on the applicant's comprehensive credit standing. If you want to know your specific loan limit, you can check it through the WeChat official account or mobile banking.

Can I borrow cash in advance from the CITIC Bank credit card I applied for?

Counter processing process:

1. Go to the bank branch where the credit card is applied for, or find a local bank Credit card center staff fill out the credit card application form. The content of the application form generally includes the applicant's name, basic information, financial status or source of income, guarantor and his/her basic information, etc.;

2. Submit certain copies of documents and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit the relevant credit certificate together with the completed application form;

4. The application form is accompanied by a credit card. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for the credit card to be issued.

How about long-term borrowing with CITIC Credit Card? You will know after reading this

Friends who have experience in applying for a credit card know that in addition to online purchases and physical store credit card purchases, you can also apply for cash loan services and credit card loans. The credit card loan limit does not occupy the limit of the credit card itself, so it has been praised by many cardholders. How about long-term borrowing with CITIC Credit Card?

How about long-term borrowing with CITIC Credit Card?

CITIC Credit Card long-term loan is a large-amount cash advance service provided by CITIC Bank to high-quality CITIC Credit Card holders. It is credited in real time and does not require the borrower to provide mortgage or guarantee. If a cardholder wants to apply for a long-term loan from CITIC Credit Card, in addition to holding a CITIC Credit Card, he also needs to have a good credit report.

The maximum loan amount available for long-term borrowing with CITIC Credit Card is 200,000 yuan, and the longest optional repayment time is 36 periods. Depending on the number of repayment periods applied for, the loan interest rate will also vary. If this is the first time you apply for a long-term loan with CITIC Credit Card, the bank will automatically generate and activate an electronic card for the borrower. More suitable for cardholders with large financial needs.

If the cardholder wants to repay the loan early, CITIC Credit Card will charge a fee of 0-3% of the unpaid principal as a penalty for early termination of the installment, and will waive the handling fee for the remaining installments.

Users who hold CITIC credit cards can apply for loans in the Dongka Space APP. After borrowing, the system will automatically conduct an audit, which is related to the completeness, authenticity, personal credit, etc. of the submitter's information. The audit period is generally 1-2 working days.

In addition, it should be noted that in long-term loans with CITIC Credit Card, cardholders can bind other bank cards as repayment cards and loan cards. If it is bound to other bank cards and the loan is less than 50,000 yuan, it can be credited in real time. If the loan is more than 50,000 yuan, it will need to be received on the working day of the next month.

The above is the sharing of relevant content about "How about long-term borrowing with CITIC Credit Card", I hope it can help everyone!

How to use the cash advance limit of CITIC Credit Card?

According to the regulations of CITIC Credit Card, the cash advance limit of CITIC Credit Card is 30%-50% of the credit limit of the credit card. The cardholder's card usage situation is gradually adjusted, usually 50% of the credit limit.

CITIC Credit Card cash advance charging standard:

3% of the cash advance amount, the charge is 30 yuan/3 US dollars/30 Hong Kong dollars. In addition, the cardholder also A daily interest of 0.05% per day on the cash advance amount is required, and the interest is compounded on a monthly basis.

This is the end of the introduction on how to get a cash advance with CITIC Credit Card and the handling fees for CITIC Credit Card cash advance. Did you find the information you need?