1. If the applicant goes to the business outlets of China CITIC Bank to apply, it will usually be approved in about 2 working days;

2. Apply through online banking: If it is the first time to apply through online banking and the online banking shield has not been verified, it usually takes about 2 working days to pass the approval; If there is a verification screen, it usually takes 15 to 2 working days to pass the approval; If the applicant already has a CITIC Bank credit card, the review time is usually 5 working days; If the card type applied for is relatively high, the review time may be extended;

3. If the application is made through mobile banking, the review time is 1 to 2 weeks.