At present, ICBC has the following terms for you to choose: 3, 6, 9, 12, 18, 24;

The corresponding handling fees are 1.65% (0.55% per month) 3.6% (0.6% per month) 5.4% (0.6% per month) 7.2% (0.6% per month)1.7% (0.65% per month) respectively.

You only need to call the customer service staff of ICBC on the second day after consumption and two days before the repayment date to handle the installment.