Hello, whether the loan can be lent depends on your loan application and whether your loan application conditions meet the requirements of the bank. If your loan application conditions meet the requirements of the bank, then your loan application can be approved within the contract period. However, if your loan application conditions do not meet the requirements of the bank, your loan application may be rejected, even within the contract period.
The term of the loan contract is two years. Can the guarantor only guarantee for one year?
The term of the loan contract is two years, and the guarantor cannot guarantee for only one year. The guarantee period of the bank loan guarantor depends on the contract. If there is no agreement in the loan contract, the guarantee period shall be six months from the expiration of the main debt performance period. The creditor and the guarantor may agree on a guarantee period, but if the agreed guarantee period expires before or at the same time as the performance period of the principal debt, it is deemed that there is no agreement. If there is no agreement or the agreement is unclear, the guarantee period shall be six months from the date of expiration of the main debt performance period. Where the creditor and the debtor have not agreed or clearly agreed on the time limit for the performance of the principal debt, the guarantee period shall be counted from the date when the grace period for the creditor to request the debtor to perform the debt expires.
During the contract period, you can return it if you want, and borrow it if you want?
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The loan contract generally has specific provisions on the time limit and the way for the borrower to repay the loan. The borrower shall repay the loan principal and interest in full and on time in accordance with the provisions of the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower before the short-term loan expires 1 week and the medium-and long-term loan expires 1 month, and the borrower shall prepare the funds in time and repay the principal and interest on time.
What if the lender refuses to repay the loan during the bank loan contract?
When a bank loan contract occurs and the borrower refuses to repay, how to solve the bank loan contract with evidence? Next, by. When a bank loan contract occurs and the borrower refuses to repay, he shall provide evidence to solve the bank loan contract as follows: 1. Evidence to prove the qualification of the parties: 1. If the party concerned is a natural person, it shall submit its identification information, such as ID card or household registration book. 2. If the party is a legal person or other organization, it shall submit a copy of the industrial and commercial business license issued by the industrial and commercial registration authority or the main registration materials such as the industrial and commercial registration list and the corporate registration certificate. 3. After the legal facts of litigation occur, if the name of the party changes, the registration materials for the change shall be submitted. Two. Evidence 1 proving the establishment of loan contract relationship and related guarantee contract relationship, such as loan contract. 2. If the guarantee is provided by mortgage, the mortgage contract, the certificate of ownership of the mortgaged property and the certificate of registration of the mortgaged property shall be submitted; Where a guarantee is provided by way of guarantee, evidence such as a guarantee contract or a letter of guarantee shall be submitted; Where the guarantee is provided by pledge, the evidence of the delivery of the pledge contract, the pledged movable property or the pledge right certificate shall be submitted; If the property rights that should be registered according to law are pledged, the certificate of pledge registration shall also be submitted. Three. Evidence of contract performance 1. The evidence to prove the lender's performance of the contract means that the borrower has provided the loan voucher under the contract, such as the loan receipt. 2. The evidence to prove the borrower's performance of the contract is the payment voucher for each repayment of principal and interest, such as bank draft and cash payment slip. Four. Calculation basis and details of the amount of litigation claim 1. Provide the calculation and settlement of the amount of principal and interest required to be paid in the litigation request, including: 1) the borrower's detailed list of principal and interest, 2) the calculation list of principal balance, and 3) the calculation list of interest amount (the interest period and applicable interest rate standard should be indicated). 2. Explain the agreement and legal basis for supporting the claim.
Will the loan of rural commercial bank terminate the contract because the credit card is overdue during the contract period?
The loan of a rural commercial bank will not be terminated because the credit card is overdue within the contract period, but your credit card is not from the same bank, and overdue has little impact, as long as it is repaid on time.