No.

Overdue credit cards will result in bad credit records, and the following remedial measures need to be taken:

1. Pay off the debt in time, proactively explain the situation to the bank, and keep the account status normal.

2. Never cancel a card because it is overdue. If you cancel the card, you will lose the opportunity to repair your credit. After it is overdue, you should continue to use the credit card normally, spend more, repay on time, and repay with a new one. Records replace overdue records.