Log in to ICBC Personal Online Banking - Credit Card - Installment Payment, and you can see the installment payment rate: the total rate for 24 periods of ICBC Credit Card (including Yidai Card) is 7.62
Handling fee =8000×7.62=609.6 yuan, which is paid in one lump sum during the down payment
Monthly repayment =8000/24=333.33 yuan
Actual monthly repayment from February to 24 333 yuan
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