The time required for applying for a credit card is related to the channel of applying for the card:

1. Application for outlets: generally within 2 working days.

2. website application: generally, the approval is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the approval is completed within 2 working days after face-to-face signing.

3. application for mobile banking: generally, the review is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the review is completed within 2 working days after face-to-face signing.

after the credit card application materials are submitted, they will first be submitted to the credit card center audit department of the issuing bank. The audit department will grade the applicant according to the applicant's personal situation. This process usually takes 1 working days. If it is approved, the issuing bank will make a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. The registered mail usually takes about 15 days, and the express delivery usually takes about 5 days.

However, for some cardholders who have applied for a credit card and submitted relatively complete information, the approval of the bank will be much faster. Generally, the card will be issued in about 3 days, so how long the credit card can be completed depends on the applicant's personal situation and the approval speed of the issuing bank. Generally, the result will be available in about one month.

Extended information:

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service. A credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Reference: Credit Card-Baidu Encyclopedia