How much handling fee will be charged to merchants when paying by credit card in Taobao

When shopping on Taobao, buyers pay by credit card, and the handling fee charged is 1%, but the handling fee is not necessarily borne by the seller, but it may also be borne by the buyer.

For payment by credit card, the regulations on the fee deduction party are as follows:

If the seller has enabled the credit card payment function and used the credit card to pay, 1% of the fee will be deducted from the money received by Alipay.

if the seller does not enable the credit card payment function, the buyer will enjoy the monthly 5 yuan #47; The free amount of the card, free consumption within the free amount, free of handling fees. If you spend more than the free amount, you will be charged a 1% handling fee if you don't have a replaceable credit card to pay.

therefore, if the free credit card payment quota is used up, please choose Alipay or savings card to avoid handling fees.

extended information:

CreditCard

credit card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are generally special carrier plastic cards with consumer credit, which are 85.6mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the BillingDate.

On April 15th, 216, the central bank issued the Notice of the People's Bank of China on Matters Related to Credit Card Business, canceling the late payment fee for credit cards, introducing liquidated damages, and prohibiting the collection of over-limit fees. The new regulations came into effect on January 1st, 217.

why do you charge 1% for shopping on Taobao and paying by credit card?

1. When shopping on Taobao platform with credit card, Taobao platform will deduct 1% of the handling fee.

2. Credit card deduction standard of Taobao platform:

If the seller has opened the credit card service function, the seller will pay the 1% handling fee, but the buyer does not need it. At this time, it is the same for buyers to use credit cards and savings cards, and there will be no handling fee.

if the seller doesn't have the credit card service function, then the buyer needs to pay a 1% handling fee to Taobao for shopping with the credit card.

3. Precautions for credit card shopping on Taobao platform:

When the buyer uses the credit card to shop on Taobao platform, he must check whether the seller's store has opened the credit card service function.

Extended information:

The function of credit card is relatively powerful, not only can you swipe your card in a physical store online, but you can also pay online on various e-commerce platforms. There are many things to pay attention to when using credit card to pay online, especially these five knowledge must be understood clearly before payment. Let's take a look.

1. Credit card online payment must be enabled by the cardholder.

After many cardholders have enabled online banking, they must also enable online payment function in official website, and some banks may require to set online payment password. In order to ensure the safety of funds, it is best to set online payment limit when opening online payment.

2. Important information of online payment by credit card should not be disclosed

This includes credit card++,cardholder's name, ID number, credit card expiration date, CVV code with three digits on the back and mobile phone verification code. Once any information is entered incorrectly, online payment will fail. And if you leak this information, you will be waiting to receive a short message notification that your credit card has been stolen.

3. Pay attention to network security for online payment by credit card

Before using online payment, you should ensure the security of the computer you use. It is best not to use online payment on computers in public places such as Internet cafes. Before surfing the Internet, you must disinfect the computer to avoid being stolen by criminals through Trojans.

4. Time for refund of online payment by credit card

After online payment by credit card, there may be cases of return and refund. Generally, after successful return, the credit card money will be returned in the same way, but it doesn't arrive in real time. It usually takes 2-3 working days, and the limit will be restored in real time after arrival. Therefore, you need to pay attention to SMS notification and reminder at any time.

5. Credit card online payment has points

In the past, credit card online payment mostly had no credit card points, but now online payment through WeChat, JD.COM, Alipay and China Unionpay Quick Pass also has points.

Taobao-credit card payment

Xinhua Net-Alipay will pay back the credit card next month.

What is the handling fee for Taobao credit card payment merchants?

When shopping on Taobao, the buyer pays by credit card, and the handling fee charged is 1%, but the handling fee is not necessarily borne by the seller, but it may also be borne by the buyer. For payment by credit card, the regulations on the fee deduction party are as follows: If the seller has enabled the credit card payment function and used the credit card to pay, when confirming the receipt, the seller Alipay will deduct 1% of the fee from the money received. If the seller does not open the credit card payment function and uses the credit card to pay, the buyer will enjoy a free amount of 5 yuan/card per month, and the consumption within the free amount will be free of handling fees. If you spend more than the free amount, you will be charged a 1% handling fee if you don't have a replaceable credit card to pay.

1; Taobao is a large online retail and business circle in the Asia-Pacific region, which was founded by Alibaba Group in May 23.

2; Taobao is a popular online shopping and retail platform in China, with nearly 5 million registered users and more than 6 million regular visitors every day. At the same time, the number of online products has exceeded 8 million every day, with an average of 48, products sold every minute.

three; By the end of 211, the daily transaction volume of Taobao reached 4.38 billion yuan, creating 2.78 million direct and full employment opportunities.

4; With the expansion of Taobao's scale and the increase of users, Taobao has also changed from a single C2C online marketplace to a comprehensive retail business circle including C2C, group purchase, distribution, auction and other e-commerce modes. It has become one of the worldwide e-commerce trading platforms.

5; On March 15, 216, the 315 party was exposed, and Taobao merchants cheated consumers by swiping bills. On March 29th, 216, Zhang Yong, CEO of Alibaba Group, defined the strategy for Taobao's future: community, content and local life are the three major directions. On August 8, 218, Alibaba Taobao revealed that it will enter the MR (mixed reality) shopping field, and will soon launch a product at the 218 Creation Festival-Taobao Buy. On December 12, 219, the "Huiju.com 219 Hurun Brand List" was released, and Taobao ranked fourth with a brand value of 3 billion yuan.

6; With the expansion of Taobao's scale and the increase of users, Taobao has also changed from a single C2C online marketplace to a comprehensive retail business circle including C2C, distribution, auction, direct supply, crowdfunding, customization and other e-commerce modes.

seven; Taobao advocates an honest, active and fast online trading culture, and insists that "treasure can't be scoured, and trust can't be abandoned." While creating a safer and more efficient online trading platform for Taobao members, Taobao also strives to create and advocate a relaxed and lively family atmosphere of mutual help and assistance. Everyone who trades on Taobao not only trades more quickly and efficiently, but also makes more friends. In October 25, Taobao announced that in the next five years, it will create 1 million jobs for the society and help more netizens to find jobs and even start businesses on Taobao. Until 27, Taobao has created more than 2, direct jobs for the society. Especially under the financial crisis in 28, the consumption through Taobao is rising against the trend in both quantity and amount.

how much does Taobao need to pay the handling fee by credit card? How to avoid it?

with the rapid popularization of internet finance, more and more people use credit cards, especially in online shopping. However, when using a credit card, there is a handling fee. So how much do you need to pay for the credit card when you are in Taobao? Today, I will explain this problem in detail for everyone.

how much is the credit card handling fee for Taobao?

the handling fee to be paid after credit card consumption is 1% of the consumption amount. For example, if you buy a commodity in 1 yuan and pay by credit card, you need to deduct a handling fee of 1 yuan.

in general, this handling fee is borne by the seller; But if the seller does not support credit card payment, the handling fee will be borne by the buyer.

However, there is a way for people to avoid handling fees when shopping online, but only for computers!

how to avoid credit card charges?

1. First, distinguish whether the seller has opened credit card payment: if there is a credit card payment service in the seller's payment method, it means that if the credit card is used, the handling fee will be borne by the seller; If not, you need to bear it yourself.

2. But it doesn't matter if the seller doesn't support credit card payment when he meets the goods he likes very much! Because the next step is to get to the point!

don't choose credit card express payment when paying, but choose credit card online banking.

Then just follow the prompts to pay ~

The above is the "How much is the credit card handling fee for Taobao?" How to avoid it? " Related content. Remind everyone again: when you meet a seller who doesn't support credit card payment, you must choose credit card online banking instead of fast credit card payment.

Let's stop here for the introduction of the payment deduction point of Taobao credit card.