You cannot change the card type for CCB credit card. If you want to change the card type, you can cancel and reapply.
CCB’s popular card types: Longka Yaohong Card, Longka Global Payment Credit Card, UnionPay Platinum Card (can be raised on a curve) Card approval limit: 5000-50000 Interest-free period: 20-50 days Cash withdrawal limit: 50 of the credit limit Minimum repayment amount: 10 of the consumption amount plus other payables Points rules: 1 point for 1 yuan, 7 points for 1 US dollar Validity period: 5 years Application conditions:
Be 18 years or older Be 70 years old and have full capacity for civil conduct. 2. Have a stable career and income, be able to repay principal and interest on time, and have good credit. The card acceptance rates for these two card types are pretty good. The first choice is the Dragon Card Yaohong Card. Those who have the card or Those with better qualifications can choose the Global Payment UnionPay Platinum Card. If you are a new user, it is best to check your pre-approval limit with China Construction Bank. If there is one, it is better.
The optimal application order for credit cards is based on the fourteenth line. The first application is to establish diplomatic relations with China, agriculture and industry, the second application is to promote public recruitment, and the third application is to Xinping Guanghua. Based on the twenty-line standard, the first applicant to apply for the China Agricultural and Industrial Diplomatic Relations (Special note: the Industrial and Construction China Agricultural Diplomatic Relations is also acceptable. For novices with average qualifications, those in these five industries can first choose the ones to apply for, such as the first application for the Bank of Communications) Try Qilin, with this white Qilin as the base, platinum cards from other banks are slightly easier to buy); the second application is Xingmin Guangzhao; the third application is Xinpingguang Huabei; the fourth application is postal remittance rubbish.
China Construction Bank Exclusive Platinum Card
Annual fee: The annual fee of 1,800 in the first year before December 31, 2021 can be redeemed with 400,000 points, and 400,000 points can also be used in the following year. Recommended reasons for redemption:
1. The limit starts from 80,000, guaranteed, and it will not be a meal card. The disadvantage is also that it will be more difficult to apply for a card (generally, the average monthly requirement is 800,000) or if the maintenance limit of other cards under the first card reaches more than 80,000, then applying for a second card can be approved instantly.
2. Unlimited domestic trips to CCB’s self-operated VIP rooms, 5 trips to the global PP card, 2 trips starting from 200 yuan, redemption of hotel accommodation, 3 trips to the airport, 6 trips as a driver, 6 trips to the expert clinic appointment at a tertiary hospital; full guidance Medical services (April 1, 2021 - March 31, 2022);
3. You can apply for an additional card for free before the end of 2021, which has other rights except hotel rights.
4. Double points offline itself, coupled with multiple card activities such as Changyoulong Pay multiple points, 0.5 cashback and other card swiping activities, it is very easy to reach 400,000 points.