Industrial and Commercial Bank of China (ICBC) was established in June 1984 65438+ 10/. The head office is located at No.55 Fuxingmennei Street in Beijing, which is a large state-owned bank managed by the central government. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
China Industrial and Commercial Bank (hereinafter referred to as ICBC) was established in June 1984 65438+ 10/. As the largest commercial bank in China, China Industrial and Commercial Bank has stepped into the track of coordinated development of quality, efficiency and scale after 29 years of reform and development.
The headquarters building of China Industrial and Commercial Bank was designed by SOM Design Company of the United States. High 13 floor, with a construction area of nearly130,000 square meters. It is divided into rectangular area and arc area, and the middle is connected into a whole in the form of overpass.
At the end of 2003, the total assets were about 527,965,438+billion yuan, accounting for nearly one-fifth of the total assets of banking financial institutions in China. By the end of 20 10, ICBC's total assets were about134,586.22 billion yuan, and its current total market value was about143,447 billion yuan, ranking first among listed banks in the world.
In 20 10, the net profit was1660.25 billion yuan, an increase of 28.4% over the previous year, and the growth rate accelerated by 12.0 percentage points year-on-year, making it still the most profitable bank in the world. The average return on total assets and the weighted average return on net assets are 1.32% and 22.79%, respectively, which are at the leading level in the global banking industry. Earnings per share was 0.48 yuan, an increase of 0. 10 yuan over the previous year; The balance of non-performing loans and the non-performing loan ratio decreased by 1 1 year, and the non-performing loan ratio decreased to 1.08%.
Thanks to the optimization of business structure, the completion of refinancing and the appropriate expansion of profit retention rate, the capital adequacy ratio and core capital adequacy ratio reached 12.27% and 9.97% respectively, and the capital strength and sustainable development ability were further enhanced.
ICBC is the largest credit card issuer in China and one of the most complete credit card issuers. New products such as euro credit card, peony express business card, peony unionpay card, peony sports card and new peony transportation card have been launched one after another; Promote the service system construction of business outlets, VIP customer service centers and other channels; Actively choose overseas institutions to issue cards as agents, and further strengthen cooperation with international card organizations.