A credit card overdue for 8 days is serious.

After using a credit card, failing to repay the bank debt within the specified time is called an overdue credit card. Chinese commercial banks generally have a three-day grace period for repayment. If the cardholder makes timely repayments during the grace period, there will be no negative consequences. If the repayment is not made in time within the grace period, it will have a negative impact on the cardholder's personal credit and will have a negative impact on future loans to buy a house or a car.

The consequences of a credit card that is overdue for 8 days are as follows:

1. Overdue credit cards often charge penalty interest, which is calculated at 50,000 per day.

2. Overdue records will also be uploaded and entered into the credit report. Our credit report is also very important to us, because it will affect our loans, especially some more important loans, such as house loans, car loans, etc., so overdue credit cards must be paid attention to.

3. After a credit card is overdue, we often face bank collection. Bank collection will also affect our lives to a certain extent. Therefore, credit card collection is something we cannot ignore.

Legal basis:

"Criminal Law"

Article 313

Ability to respond to the judgments and rulings of the People's Court If the circumstances are serious and the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; if the circumstances are particularly serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.