What is Lejudai?
Lejudai is a financial service in the form of real estate mortgage comprehensive credit jointly launched by China CITIC Bank and E-Ju China. Consumers can use their home mortgages to apply to CITIC When a bank applies for comprehensive credit, CITIC Bank can provide a basic limit of 70% of the value of the mortgaged house, and an additional loan of 20% of the value of the mortgaged house depending on the customer's circumstances. The loan term can be up to 30 years, and is used to meet the needs of individuals and families for home purchase, car purchase, decoration, study abroad, travel, home consumption, wedding and other major life consumption needs.
How long does it take for Hubei Consumer Finance Leju Loan to be approved
Within 1 day.
According to Baidu Encyclopedia information, users only need to provide valid proof of identity, proof of income or proof of repayment ability to apply for a loan from Hubei Consumer Finance Company. After the application is approved, the company will issue the loan quickly, and the loan approval can be completed in basically one day.
Hubei Consumer Finance Leju Loan is a mortgage loan for consumption purposes provided by Hubei Consumer Finance to individuals with mortgageable properties. It cannot be used for house purchase investment.
What loans does Sichuan Jincheng Consumer Finance Company offer? List of top ten loan products!
Sichuan Jincheng Consumer Finance Company is a consumer finance company approved by the China Banking Regulatory Commission, so it is undoubtedly much more formal in terms of loan interest and operations. Many people like to get loans from consumer finance companies because of these two points. What loans does Sichuan Jincheng Consumer Finance Company offer? Let’s introduce to you the top ten loan products of Sichuan Jincheng Consumer Finance.
Consumption installment
1. Loan conditions: The simplest only requires an ID card, the approval can be completed in 30 minutes at the fastest, and the minimum down payment is 0
2. Related products : Fashion Digital (installment payment for purchasing digital products), Beauty Loan (for installment payment in medical and beauty hospitals), Beauty Loan Dental Special (for installment payment at hospital dental clinics, dental hospitals, dental institutions, etc.), Health Loan (for installment payment at medical and beauty hospitals) Purui Eye Medical), car accessories loan (for the purchase of car accessories), car insurance installment (cooperating with PICC Property and Casualty Insurance Company, 0 interest, 0 handling fee)
Cash service
1. Income loan: Provident fund/social security certificate/salary statement/mortgage monthly payment, any material, the maximum loan can be 100,000 yuan, the monthly interest is as low as 5%8, the term is 12-60 periods, the loan area is Sichuan Province and Chongqing City , Xi'an City
2. Mortgage loan: Mortgage houses and mortgaged houses can be mortgaged again. The maximum loan amount can reach 90% of the house valuation. The maximum personal loan is 20 yuan, and the loan period is up to 60 months< /p>
3. Business loan: For full-time freshly graduated college students who need to rent a house or buy a home within one year of graduation, this loan is a personal credit loan without mortgage or guarantee, and the maximum loan amount is 15,000 yuan
4. Leju Loan: For customers with mortgages or real estate mortgages, applicants can obtain a loan limit of 80% of the house valuation, with a maximum limit of 200,000 yuan.
The loans of Sichuan Jincheng Consumer Finance Company are mainly classified into consumer installments and cash services, and are then subdivided into various loan products. From the above introduction, we can know that these loan products cover consumption in all areas of life. , and there are also many types of products. Whether it is a large or small loan, the application threshold is not high, and the loan period is flexible, suitable for short-term or long-term.
How long does it usually take for Zhongyuan Consumer Finance loan approval?
Zhongyuan Consumer Finance has multiple loan products, and the review speed of each loan product is also somewhat different:
1. Tiqianhua
Tiqianhua supports application at any time 7×24 hours, and the entire process is online machine review without manual intervention, so the review speed is very fast, as long as the user meets the application requirements, it takes 1-5 minutes will pass.
2. Elite Loan
Elite Loan is a product designed to provide loan services for office workers, with a maximum limit of 200,000 yuan. Since the credit limit provided is larger, the application threshold is higher, and the review will take longer. The fastest is 10 minutes, and if it is slower, it may take several hours.
3. Withdraw money to pay
Withdraw money to pay for consumption installment products, the entire process is online, with few steps and simple operation, and can be completed in 5 minutes at the fastest.
4. Provident Fund Loans
Although Provident Fund loans need to be processed offline, the review speed is not slow. Bring your ID card and bank card to the business hall, and the application will be processed immediately after on-site verification. Can get a loan.
5. Lejudai
Lejudai is a loan product for users who own houses. The review speed is slightly slow and takes 1-2 working days to complete.
To sum up, the Zhongyuan Consumer Finance review only takes 5 minutes at the fastest and 1-2 working days at the slowest. The specific review time depends on the product you are applying for.
What are Zhongyuan consumer finance loan products? What are the conditions for borrowing?
Zhongyuan Consumer Finance has as many as 7 types of loan products. The application conditions for different loan products are different, but the most common conditions are good credit record, ID card, real-name mobile phone number, and stable income. wait.
Other conditions for applying for Zhongyuan consumer finance loan products are as follows:
1. Lejudai: the lender is an existing mortgage loan customer;
2. Yi Rentai: The lender is a car rental user;
3. Yixueche: the borrower is a driving school student;
4. Elite Loan: the lender is a civil servant or a member of a public institution;
5. Withdraw money: The borrower must first swipe a credit card (debit card) at the UnionPay business POS machine for consumption;
6. Provident fund loan: The borrower has paid provident fund for more than 12 months and in the past six months No payment interruption;
7. Easy installment: The lender needs to be an Alipay user.
Is Jincheng Consumer Loan Leju Loan good? High limit, long term!
Jincheng Consumer Finance is a financial institution in Sichuan that mainly provides users with consumer installment and cash services. Among them, Lejudai, which provides cash services, can provide loan services to customers with mortgages or mortgaged properties to solve their financial needs in life. Many people spend all their money to buy a house, and they can also apply for a loan for a mortgage house, which effectively solves the problem of insufficient funds after buying a house. So let’s take a look at whether this Lejudai is good or not.
Compared with ordinary real estate mortgage loans, this Leju belt uses a credit loan. As long as you have a real estate mortgage or a mortgage loan, you can apply for Leju Loan
Furthermore, Jincheng Consumer Leju Loan has a wide range of uses and can be used for large-scale daily consumption, such as decoration, home furnishing, and education. , travel, marriage and other living consumption expenditures. In addition, it also has the following characteristics:
1. Lejudai adopts an unsecured and unsecured credit loan method with simple procedures, so the approval speed will be very fast, and it is suitable for users who are in urgent need of money.
2. The loan amount is relatively high, which can reach 80% of the estimated house value, and the highest loan amount is as high as 200,000 yuan.
3. It usually takes 3 working days to complete the approval. It is recommended to submit the loan application on working days.
4. The loan period is long, and you can choose a repayment period of 12-60 months. You can choose it at will. The repayment is flexible and the repayment pressure will be lower.
This is the introduction to "Is Jincheng Consumer Loan Leju Loan good?" In general, this Leju Loan has a higher limit and a more flexible loan period. In addition, Jincheng Consumer Finance’s banking background is relatively safe and reliable. If necessary, it is worth a try.
This is the end of the introduction about Leju Loan and what Leju Loan is. I wonder if you found the information you need?