After the Agricultural Bank of China credit card repayment is overdue and the card is suspended, you must first pay off the money as soon as possible (one-time repayment will increase the chance of lifting the ban). After paying off, call the Agricultural Bank of China Credit Card Center to apply for activation. Then wait for the credit card center to approve it, which usually takes about a week.

If you ignore it, the following consequences are likely to occur: First, if you fail to repay overdue for a long time, the bank will call you to urge you to repay. If you still fail to repay, the bank has the right to sue in court. It will be very difficult to handle when it comes to prosecution; secondly, overdue credit cards will affect your credit record, and credit stains will be recorded in the credit reporting system. If you want to apply for other bank loans or credit card business, the bank will check your credit report. If there is a record of non-payment of debt, the bank will generally not accept the application.

So I suggest that even if you are borrowing, you should find a way to repay the debt, so that the suspended card can be restored. After that, it will take about half a year to accumulate a good credit record of credit card use and repayment, and use Good records overwrite the original bad records. This is the correct approach.