Overdue cancellation of credit card means that the cardholder fails to repay the loan on time for more than three consecutive months, and the bank has the right to cancel the credit card unilaterally.

Solutions for overdue deactivation of credit cards;

1: After the credit card is stopped, the cardholder had better repay it in full.

2. In order to avoid the blacklist of credit records, this credit card had better be reactivated and repaid on schedule to offset the original bad credit records. Otherwise, cardholders can not only apply for other credit cards, but also apply for financial loans such as mortgages.

Harm of overdue credit card:

1: Even if the credit card is overdue, the cardholder's bill still has a late fee, and the interest will continue to increase. If the amount meets the requirements of the bank, the bank can sue the cardholder.

2. Cardholders with a large amount will also be punished.