If you don’t repay your credit card for two months\x0d\It will be very difficult for you to apply for a credit card or apply for a loan in the future\x0d\Secondly, you will receive a reminder letter and a reminder phone call from the bank\x0d\ If you do not repay for three months, the bank may take you to court. If the amount of overdraft is large, then you will not only be fined but also sentenced to fixed-term imprisonment if you are judged to be a malicious overdraft: Article 19 of the Criminal Law Article 16 stipulates that anyone who maliciously overdrafts in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to not less than five years but not more than 10 years. If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be fixed-term imprisonment of not less than 10 years or life imprisonment and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or Confiscation of property.