You can't check the progress of Harbin Bank's credit card, and you didn't receive the text message.

Hello, you can check the progress of Harbin Bank's credit card application online in the following ways.

Tips:

1. The general bank will complete the data entry within two working days after receiving your application materials, and then you can check the application progress.

2. Please keep the input of certificate type and certificate number consistent with the relevant information filled in your credit card application form.

Method 2: Customer service telephone inquiry of Harbin Bank's credit card application progress

For customer service telephone inquiry, please dial: 4-6-95537

Operation process:

Press "6" credit card service-press "2#" credit card application progress inquiry

Credit card progress inquiry online inquiry method

We take China Merchants Bank as an example.

2. click "application only needs to be inquired".

3. at the bottom of the page that appears, find "online query card processing progress".

4. Enter the ID number to check the credit card progress.

how to check the progress of credit card processing?

as we all know, individuals aged 18-65, with full capacity for civil conduct, legal and stable income sources and good credit standing can apply for credit cards. However, in the end, whether the card can be approved smoothly depends on the number of people. From many card gods, it is easier for these five types of people to apply for credit cards.

when approving credit cards, banks will score according to the qualifications of applicants. The higher the score, the easier it is to approve cards. Applicants who generally meet the following characteristics will not get much lower scores.

1. Have a steady income

In other words, a stable job. Whether the job is stable and whether there is income can reflect whether the applicant has the repayment ability from the side. However, each bank has different views on this income stability.

For example, the four major state-owned banks, for them, the objects of stable jobs are generally employees of public institutions or state-owned enterprises, or employees of top 5 enterprises. Such people's jobs are quite stable, and their income is higher than that of ordinary people, so their repayment ability cannot be underestimated.

However, for joint-stock commercial banks, as long as they have jobs and income and work for more than three months, they are stable. For the applicant's work unit, they are generally not picky, as long as they are not engaged in high-risk occupations, it is relatively easy to get off the card.

Second, people with large rated deposits in banks

People with more than 5, large rated deposits in banks are generally high-quality customers of banks. In the eyes of banks, such people have deposits, so they don't have to worry about their repayment ability. In addition to applying for a credit card on their own initiative, such people will be invited by the bank to apply for a card.

So, if you want to apply for a credit card from a bank, it is also a common practice to open an account in that bank to save money to buy wealth management products.

Third, college students and other highly educated groups

In fact, China Merchants Bank was the first to open the credit card market for college students. At least before 21, when college students first came into contact with credit cards, only China Merchants Bank and China Construction Bank approved cards for college students.

So, if you are a college student, it is generally better to apply for credit cards from these two banks.

Fourth, there is a mortgage in the bank

If you have a mortgage in any bank, it is easy to apply for a credit card from another bank, with a minimum amount of 1,. If you want to run a credit card of four major state-owned banks, you can try this method.

Some cardholders reported that they applied for a CCB credit card online and got a gold card with a quota of 1, yuan.

Of course, it is not always possible to apply for a credit card in these four situations. This is only a common situation.

If you want to apply for a credit card soon, the second of the three situations is the most likely to meet the requirements. As for how much deposit each bank needs, it is recommended to be more than 5,. After all, deposit banks with less than 5, are ignored.

Harbin Credit Card has not received a call or refused

You can call the bank to confirm.

You can query the application progress through the customer service phone of bank application progress, press 6 credit card service and press 2 #.

Don't be too impatient in this situation, because not all banks will call for approval. Even if they do, the time is uncertain. Generally, it is within 2 to 3 working days after submitting the application. If it doesn't exceed this time, you just need to wait patiently for the bank to call: during the waiting period, you can always check the approval progress at the credit card official website or WeChat WeChat official account. If the progress shows that the approval is under way, you should be ready to answer the phone at any time. Generally, the bank is ready to answer the phone.

that's enough for the introduction of Harbin credit card progress inquiry.