There is an annual fee for the credit card of Chongqing Rural Commercial Bank, but the annual fee is different. Main cards: one ordinary card 100 yuan, one platinum card 200 yuan, and one diamond card 6800 yuan. Annual fee of supplementary card: 50 yuan ordinary card, gold card 100 yuan, platinum card 1000 yuan and diamond card, 2800 yuan. However, please note that it is free to apply for the card in the first year, and it can be free to spend 6 times in the following year.

Other charges for credit cards of Chongqing Rural Commercial Bank

Late payment fee: 5% of the overdue amount is charged for each card 10 yuan.

Overexpenditure: Overexpenditure on credit cards will be charged by 5%, with a minimum of 5 yuan.

Express delivery fee: Diamond card and Platinum card are free, express delivery fee is gold card, and ordinary card goes to 20 yuan every time.

Loss reporting fee: diamond cards and white cards are exempt from loss reporting fee, while gold cards and ordinary cards are 50 yuan per card.