How to repay after applying for installment with Ping An Bank credit card?

1. The bill installment is successfully processed, and the uninstalment amount needs to be repaid in the current month. The installment amount will be repaid starting from the next month's bill. If the installment application for a single consumption is successful, the principal and handling fee to be repaid in the first installment will be included in the latest settlement bill.

2. After handling the installment business, the amount of each installment is the principal of the installment, which is evenly distributed to the monthly bill according to the number of installments. If there is any remainder, it will be collected in the first installment. The handling fee is charged for each period, and the handling fee rates are different for different periods. The installment amount and handling fee for each installment will appear on your monthly bill. You only need to pay off the bill in full on time before the payment due date.

How to repay Ping An’s credit card in installments

After the installment of Ping An’s credit card, you can choose the minimum repayment, or you can choose to repay according to the amount of the payment. There are many ways to repay, you can set up automatic repayment, you can choose online repayment, telephone repayment, convenient outlet repayment, bank outlet repayment, etc. As long as the balance is paid before or on the day of payment in each installment, it will be considered a normal payment and will not be considered overdue.

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Can Ping An Bank credit card installment be repaid in advance?

1. Ping An Bank Credit Card Bill installments can be repaid in advance. If you need to repay in advance, you can directly call the bank’s customer service number to apply. It can also be operated through a mobile phone. The main process is as follows:

Use an iPhone13 mobile phone (system version: iOS15.0) to download the Ping An Pocket Bank APP (5.5.0) and click "More" in "Credit Cards"; After entering, click "Instalment Early Settlement" in "Instalment Loan". In addition, users can also apply through the Ping An Bank credit card customer service hotline 95511 to 2 or go to the counter of a Ping An Bank business outlet.

2. If you want to repay your Ping An Bank credit card bill in installments in advance, the handling fee for the installment of your Ping An Bank credit card bill will be charged based on the time you apply for early repayment. There is a 3-day hesitation period for Ping An Bank's credit card bill installments. If you apply for early repayment during the hesitation period, the handling fee can be reduced or reduced after you make early repayment. If you apply for early repayment after the 3-day hesitation period, your handling fee cannot be reduced. In addition to paying the remaining repayments in each period in one go, you also need to pay the remaining repayments in each period in one go. Installment fee.

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1. Apply for Ping An Bank credit card bill installment operation

(1) Customer service hotline application:

You can call Ping An The bank's customer service hotline is 95511. After dialing, press the "1" key to transfer to manual service, and then submit a bill installment application to the customer service staff. After verifying your identity information, you can tell the customer service staff the amount and number of installments, and the customer service staff will handle it for you. You can also choose self-service voice processing. After dialing 95511, press the "2" key, then the "4" key, and then the "5" key to apply for bill installment.

(2) SMS application

Generally, Ping An Bank will also screen some customers and select some customers to invite them to apply for installment. If you receive an invitation text message, you can You can reply to the installment instructions based on the content in the text message, and select the amount and number of installments to apply for. After the application is approved, the bank will reply via text message to inform you.

(3) Online banking application

You can use iPhone13 mobile phone (system version: iOS15.0) to download Ping An Pocket Bank APP (5.5.0), select "Instalment Financial Management", and then Then select "Bill Installment", click "Apply for Bill Installment", select the number of installments you want, enter the installment amount, and then confirm and submit the application.

How to repay with a Ping An Bank credit card

There are many ways to repay with a Ping An Bank credit card, including automatic repayment by binding the card, repayment with Ping An Pocket Bank, official website repayment, and bank branches. Repayment, repayment through third-party repayment channels, etc.

Note that different repayment methods and channels may require repayment fees, such as WeChat credit card repayment, other credit card repayment slots, etc., which are not free lunches. In addition, regarding the repayment amount, if you do not have the ability to repay in full, you can choose to repay in installments and the minimum repayment amount. Although you need to bear additional costs, it can ensure that your credit score is not damaged.

Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many Special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel". Any natural person who is over 22 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply for a personal credit card master card from the card issuer with his or her valid identity document and other documents required by the card issuer. Ping An Bank credit card principal cardholders can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

When applying, you need identification information, a copy of your resident ID card or military officer's ID card. If you are a compatriot from Hong Kong and Macao, you need to provide a copy of the mainland travel permit and proof of residence for more than one year. If you are a foreigner, Then provide a copy of your passport and residence permit for more than one year. Applicants for supplementary cards who are under 16 years old must provide a copy of their household registration book. There are also folded property certificates, copies of private car driving licenses, original employment certificates issued by the company (stamped with the company's official seal or personnel seal) or professional qualification certificates, such as a copy of a lawyer's practice certificate, a copy of a registered auditor's qualification certificate etc.

Ping An Bank Credit Card Limit Inquiry You can check Ping An Bank's credit card limit through the customer service hotline, and learn about credit card account arrears, current available limit and other information anytime and anywhere. Temporary limit adjustment for Ping An Bank credit cards. When using Ping An Bank credit cards, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can call the 24-hour customer service hotline to apply for a temporary increase in the credit limit. The increased temporary limit of Ping An Bank's credit card will be automatically restored to the original limit after the validity period. For long-term credit limit adjustment of Ping An Bank, you can submit the latest financial income certificate and apply for it at any Ping An Bank outlet. Ping An Bank will review it based on its past card usage history, repayment records, etc., and will make appropriate adjustments to the cardholder after passing the review. Adjust your Ping An Bank credit card limit.

How to settle Ping An Bank installments in advance

Ping An Bank credit card installments can be repaid in advance through the "Ping An Pocket Bank" mobile client, as follows:

1. Download the "Ping An Bank Pocket Bank" mobile client.

2. Click "More" in "Credit Cards".

3. After entering, click "Instalment Early Settlement" in "Instalment Loan".

In addition, users can also apply through the Ping An Bank credit card customer service hotline 95511 to 2 or go to the counter of a Ping An Bank business outlet. It should be noted that users still need to pay corresponding handling fees when repaying credit card installments in advance.

CreditCard is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

The form of a credit card is a card with the name of the card-issuing bank, validity period, number, cardholder name, etc. printed on the front. Consumers holding credit cards can go to a special commercial service department for shopping or consumption, and then The bank makes settlements with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The methods of credit card repayment are:

1. Repayment through ATM machine.

Cardholders can go to the bank's ATM machine, insert the card for deposit, and deposit the money into the credit card to repay the money.

2. Mobile banking repayment. All major banks have mobile banking software. Once installed on your mobile phone, you can repay credit cards.

3. Alipay repayment. Alipay has a credit card repayment function. Click "Credit Card Repayment" on the homepage to repay after binding the credit card.

4. WeChat repayment. There is a credit card repayment function on WeChat. Click "Me" - "Pay" to see the "Credit Card Repayment" function.

5. Repayment at bank counter. Cardholders can go to bank branches with their credit cards, ID cards and cash and handle credit card repayment over the counter.

Credit card loans can generally be paid off in advance, but the specific regulations are subject to the bank's regulations. Since credit card loans sometimes charge a one-time handling fee, repaying the loan early does not save the handling fee. At the same time, according to the provisions of the contract, sometimes early repayment requires liquidated damages. Before applying for a credit card loan, users should inquire whether they can repay in advance, whether they need to pay penalty for early repayment, and whether early repayment can save interest, etc.

If the credit card loan supports early repayment, the user can make early repayment through mobile banking, online banking or bank counter.

This is the end of the introduction on how to repay Ping An Credit Card after installment and whether Ping An Bank can repay credit card in cash installment. I wonder if you found the information you need?