By chance, Mr. Hong learned about a credit card agency. As the agency is very close to Mr. Hong's residence, Mr. Hong decided to go to the agency to find out about the situation.
After Mr. Hong came to the agency, Zheng and other relevant staff members looked very professional, saying that the credit card with an overdraft limit of up to 3, yuan could be processed only by the user's personal information, and the agency charged 1% of the overdraft limit as a commission, and the card would be sent home after it was completed.
after listening to the staff's recommendation, Mr. Hong was in a hurry to get a card, so he provided personal information according to the staff's requirements without much thought.
a month later, Mr. Hong didn't get his credit card, so he called the staff who handled the credit card, and the staff said it would take some time to get it done. After waiting for a while, Mr. Hong still didn't get a credit card, but he received a dunning message from the bank, showing that Mr. Hong's credit card had already been completed and he had spent more than 23, yuan on it. Mr. Hong immediately preferred to call the police.
according to the police investigation, it turns out that this credit card agency specializes in using fake work permits and fake income certificates to handle credit cards for others, and impersonates and activates users' credit cards to steal them. According to statistics, there are more than 2 people who have been cheated by Cui Zheng's intermediary agencies, and the total amount of stolen credit cards is as high as 5, yuan.
Xiaocai reminds everyone:
You must apply for a credit card through formal channels, such as official website Bank or Xiaocai, a cooperative organization authorized by the bank. You can't give the mobile phone or mobile phone information bound to the credit card to others.