Application conditions for Bank of Communications:

At least 18 to 6 years old, with full capacity for civil conduct;

have a good credit record;

have working income and repayment ability.

Application materials of Bank of Communications:

Identification materials: copy of resident ID card or military officer's card;

proof of work and income;

other financial proof: such as a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.